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Re: Insurance

To: "Bill Miller" <millerb@netusa1.net>, "'Joe Curry'" <spitlist@gte.net>
Subject: Re: Insurance
From: Laura.G@141.com (Laura Gharazeddine)
Date: Wed, 18 Aug 1999 19:53:31 -0700
In California, I can't get historical plates for another 4 years...State
Farm quoted me $1000 a year-and that was book value!

BTW, California is one of the states with the highest insurance rates in the
country. Us and New Jersey.

Laura G. and Nigel
----- Original Message -----
From: Bill Miller <millerb@netusa1.net>
To: Laura Gharazeddine <Laura.G@141.com>; 'Joe Curry' <spitlist@gte.net>
Cc: <Spitfires@autox.team.net>
Sent: Wednesday, August 18, 1999 7:29 PM
Subject: RE: Insurance


>
> 1961 Austin Healey Sprite.
> limited to 3500 miles a year.  NOT just parades/club events
> no winter driving (unless I call first)
> Full Comprehensive Coverage/$100 deductible
> Stated value of $4500
> Had to submit pictures and get historical plates
>
> $36/6 months
>
> State Farm Insurance
>
> Spitfire should be about the same/it's not insured yet
>
>
> Bill
>
> -----Original Message-----
> From: owner-spitfires@autox.team.net
> [mailto:owner-spitfires@autox.team.net]On Behalf Of Laura Gharazeddine
> Sent: Wednesday, August 18, 1999 2:13 PM
> To: Craig Smith; 'Joe Curry'
> Cc: Simmons, Reid W; 'John T. Blair'; Bricklin@autox.team.net;
> british-cars@autox.team.net; morgans@autox.team.net;
> Spitfires@autox.team.net
> Subject: Re: Insurance
>
>
>
> I pay around $700 a year. Farmers. Good driving record.
>
> Laura G. and Nigel
> ----- Original Message -----
> From: Craig Smith <CraigS@iewc.com>
> To: 'Joe Curry' <spitlist@gte.net>; Laura Gharazeddine <Laura.G@141.com>
> Cc: Simmons, Reid W <reid.w.simmons@intel.com>; 'John T. Blair'
> <jblair@exis.net>; <Bricklin@autox.team.net>;
<british-cars@autox.team.net>;
> <morgans@autox.team.net>; <Spitfires@autox.team.net>
> Sent: Wednesday, August 18, 1999 12:07 PM
> Subject: RE: Insurance
>
>
> > Well the BIG question is  "HOW MUCH" was the policy
> > If I can ask.....
> >
> >
> > -----Original Message-----
> > From: Joe Curry [mailto:spitlist@gte.net]
> > Sent: Wednesday, August 18, 1999 1:43 PM
> > To: Laura Gharazeddine
> > Cc: Simmons, Reid W; 'John T. Blair'; Bricklin@autox.team.net;
> > british-cars@autox.team.net; morgans@autox.team.net;
> > Spitfires@autox.team.net
> > Subject: Re: Insurance
> >
> >
> >
> > Hey, Laura!  I changed insurance companies recently and had to get
> > Huxley appraised for the assigned value of the policy and I took it to a
> > local shop that also does restorations and got an appraisal letter that
> > valued the car at $15,000.  That is almost what I have in it and it is
> > reassuring that If it gets totaled or stolen I can replace it (with
> > great sadness)!
> >
> > Regards,
> > joe
> >
> > Laura Gharazeddine wrote:
> > >
> > > I did the same thing-insured it for appraised value rather than book
> > > value-however, the appraised value was $7500 last September. The other
> > day,
> > > I was at the detailer and some guy on his way to Monterey for the
> auctions
> > > in a week and a half, said "you know, a spit like this, in this kind
of
> > > shape is woth $10000." And made me an offer! I think I'll get it
> > > re-appraised for when I renew my policy!
> > >
> > > Laura G. and Nigel
> > > ----- Original Message -----
> > > From: Simmons, Reid W <reid.w.simmons@intel.com>
> > > To: 'John T. Blair' <jblair@exis.net>; <Bricklin@autox.team.net>;
> > > <british-cars@autox.team.net>; <morgans@autox.team.net>;
> > > <Spitfires@autox.team.net>
> > > Sent: Wednesday, August 18, 1999 8:51 AM
> > > Subject: RE: Insurance
> > >
> > > >
> > > > In the case of my Spitfire I insure it for a fixed value ($7,500 -
> > that's
> > > > what it cost me new in 79), kind of like a life insurance policy.
> Then
> > if
> > > > it were to get "totaled" I have $7500 to fix it or buy another.
> > > > Unfortunately it doesn't sound like the Gremlin owner did that, so
the
> > > > insurance company will probably only give her "replacement" value
for
> > the
> > > > car.
> > > >
> > > > Reid
> > > > '79 Spitfire (original owner)
> > > >
> > > >  -----Original Message-----
> > > > From: John T. Blair [mailto:jblair@exis.net]
> > > > Sent: Tuesday, August 17, 1999 6:42 PM
> > > > To: Bricklin@autox.team.net; british-cars@autox.team.net;
> > > > morgans@autox.team.net; Spitfires@autox.team.net
> > > > Subject: Insurance
> > > >
> > > >
> > > > Hey gang,
> > > >
> > > >   I'm looking to the collective knowledge.  I'm doing a series on
Car
> > > > insurance for The Brickline - the quarterly magazine for Bricklin
> > > > International.
> > > >
> > > > Along with this, I received a call the other day from a young lady.
> She
> > > has
> > > > a 77 Gremlin that has been in her family since new, never been hit.
> > Well
> > > > someone pulled out in front of her and she now needs a front clip.
> The
> > > > problem, I'm sure the insurance co. (the person that hit her - was
at
> > > fault)
> > > > will want to total the car.
> > > >
> > > > So the question to you all, is how do you fight the ins. co.  She
> wants
> > > the
> > > > car fixed.  So in addition to how to fight it, I'm looking for
stories
> > on
> > > > how you fought the ins. co. and won!
> > > >
> > > > TIA
> > > >
> > > > John
> > > >
> > > > John T. Blair  WA4OHZ          email:  jblair@exis.net
> > > > Va. Beach, Va                  Phone:  (757) 495-8229
> > > >
> > > >               48 TR1800    65 Morgan 4/4 Series V (B1109)
> > > > 71 Saab Sonett III (71500840)    75 Bricklin SV1 (0887)    77
Spitfire
> > > >
> > > > Morgan: www.team.net/www/morgan
> > > > Bricklin: www.bricklin.org
> > > >
> >
> > --
> > "If you can't excel with talent, triumph with effort."
> >  -- Dave Weinbaum in National Enquirer
>
>
>


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