1961 Austin Healey Sprite.
limited to 3500 miles a year. NOT just parades/club events
no winter driving (unless I call first)
Full Comprehensive Coverage/$100 deductible
Stated value of $4500
Had to submit pictures and get historical plates
$36/6 months
State Farm Insurance
Spitfire should be about the same/it's not insured yet
Bill
-----Original Message-----
From: owner-spitfires@autox.team.net
[mailto:owner-spitfires@autox.team.net]On Behalf Of Laura Gharazeddine
Sent: Wednesday, August 18, 1999 2:13 PM
To: Craig Smith; 'Joe Curry'
Cc: Simmons, Reid W; 'John T. Blair'; Bricklin@autox.team.net;
british-cars@autox.team.net; morgans@autox.team.net;
Spitfires@autox.team.net
Subject: Re: Insurance
I pay around $700 a year. Farmers. Good driving record.
Laura G. and Nigel
----- Original Message -----
From: Craig Smith <CraigS@iewc.com>
To: 'Joe Curry' <spitlist@gte.net>; Laura Gharazeddine <Laura.G@141.com>
Cc: Simmons, Reid W <reid.w.simmons@intel.com>; 'John T. Blair'
<jblair@exis.net>; <Bricklin@autox.team.net>; <british-cars@autox.team.net>;
<morgans@autox.team.net>; <Spitfires@autox.team.net>
Sent: Wednesday, August 18, 1999 12:07 PM
Subject: RE: Insurance
> Well the BIG question is "HOW MUCH" was the policy
> If I can ask.....
>
>
> -----Original Message-----
> From: Joe Curry [mailto:spitlist@gte.net]
> Sent: Wednesday, August 18, 1999 1:43 PM
> To: Laura Gharazeddine
> Cc: Simmons, Reid W; 'John T. Blair'; Bricklin@autox.team.net;
> british-cars@autox.team.net; morgans@autox.team.net;
> Spitfires@autox.team.net
> Subject: Re: Insurance
>
>
>
> Hey, Laura! I changed insurance companies recently and had to get
> Huxley appraised for the assigned value of the policy and I took it to a
> local shop that also does restorations and got an appraisal letter that
> valued the car at $15,000. That is almost what I have in it and it is
> reassuring that If it gets totaled or stolen I can replace it (with
> great sadness)!
>
> Regards,
> joe
>
> Laura Gharazeddine wrote:
> >
> > I did the same thing-insured it for appraised value rather than book
> > value-however, the appraised value was $7500 last September. The other
> day,
> > I was at the detailer and some guy on his way to Monterey for the
auctions
> > in a week and a half, said "you know, a spit like this, in this kind of
> > shape is woth $10000." And made me an offer! I think I'll get it
> > re-appraised for when I renew my policy!
> >
> > Laura G. and Nigel
> > ----- Original Message -----
> > From: Simmons, Reid W <reid.w.simmons@intel.com>
> > To: 'John T. Blair' <jblair@exis.net>; <Bricklin@autox.team.net>;
> > <british-cars@autox.team.net>; <morgans@autox.team.net>;
> > <Spitfires@autox.team.net>
> > Sent: Wednesday, August 18, 1999 8:51 AM
> > Subject: RE: Insurance
> >
> > >
> > > In the case of my Spitfire I insure it for a fixed value ($7,500 -
> that's
> > > what it cost me new in 79), kind of like a life insurance policy.
Then
> if
> > > it were to get "totaled" I have $7500 to fix it or buy another.
> > > Unfortunately it doesn't sound like the Gremlin owner did that, so the
> > > insurance company will probably only give her "replacement" value for
> the
> > > car.
> > >
> > > Reid
> > > '79 Spitfire (original owner)
> > >
> > > -----Original Message-----
> > > From: John T. Blair [mailto:jblair@exis.net]
> > > Sent: Tuesday, August 17, 1999 6:42 PM
> > > To: Bricklin@autox.team.net; british-cars@autox.team.net;
> > > morgans@autox.team.net; Spitfires@autox.team.net
> > > Subject: Insurance
> > >
> > >
> > > Hey gang,
> > >
> > > I'm looking to the collective knowledge. I'm doing a series on Car
> > > insurance for The Brickline - the quarterly magazine for Bricklin
> > > International.
> > >
> > > Along with this, I received a call the other day from a young lady.
She
> > has
> > > a 77 Gremlin that has been in her family since new, never been hit.
> Well
> > > someone pulled out in front of her and she now needs a front clip.
The
> > > problem, I'm sure the insurance co. (the person that hit her - was at
> > fault)
> > > will want to total the car.
> > >
> > > So the question to you all, is how do you fight the ins. co. She
wants
> > the
> > > car fixed. So in addition to how to fight it, I'm looking for stories
> on
> > > how you fought the ins. co. and won!
> > >
> > > TIA
> > >
> > > John
> > >
> > > John T. Blair WA4OHZ email: jblair@exis.net
> > > Va. Beach, Va Phone: (757) 495-8229
> > >
> > > 48 TR1800 65 Morgan 4/4 Series V (B1109)
> > > 71 Saab Sonett III (71500840) 75 Bricklin SV1 (0887) 77 Spitfire
> > >
> > > Morgan: www.team.net/www/morgan
> > > Bricklin: www.bricklin.org
> > >
>
> --
> "If you can't excel with talent, triumph with effort."
> -- Dave Weinbaum in National Enquirer
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