You went down to $50, from where?
My deductibles are currently $500 on comp and collision, in order to keep
the insurance low. There was a noticeable change in the premium, going from
$250.
Also, what do you do about filing "too many" claims, and having the
inevitable rate increase?
Regards,
Rob
>From: James Creasy <black94pgt@pacbell.net>
>Reply-To: James Creasy <black94pgt@pacbell.net>
>To: "Kelly, Katie" <kkelly@spss.com>, BA-AUTOX@autox.team.net
>Subject: Re: paintless dent removal
>Date: Thu, 03 Jan 2002 16:37:00 -0800
>
>when i had a girlfriend that moved to the mission district of san francisco
>some years ago, one of the first things i did was call up my agent and
>lower
>my deductable to $50. the cost was an additional $1 per month (i think my
>entire premuim was $16 for 6 months), and i got the whole side of my car
>repainted for $50 after my lock got screwdrivered a month
>later.
>
>the short story: i just asked them!
>
>-james "dent proof" creasy
>
>----- Original Message -----
>From: Kelly, Katie <kkelly@spss.com>
>To: <BA-AUTOX@autox.team.net>
>Sent: Thursday, January 03, 2002 4:27 PM
>Subject: RE: paintless dent removal
>
>
> > Okay, now here I am lost: how do you lower your decuctable? I talk to my
>insurance agent, and he just throws words at me, and I nod and smile and
>sign, and then I can't afford to get my car fixed.
> >
> > Katie
> >
> > -----Original Message-----
> > From: James Creasy [mailto:black94pgt@pacbell.net]
> > Sent: Thursday, January 03, 2002 4:26 PM
> > To: Kelly, Katie; Craig Haggart, SSRL Accelerator Ops Group;
> > BA-AUTOX@autox.team.net; PETER.THANA@ROCHE.COM
> > Subject: Re: paintless dent removal
> >
> >
> > step 1: lower your comprehensive deductable to $50
> >
> > step 2: get dent repaired.
> >
> > (actually i keep my comprehensive deductible low- the cost is very cheap
>on
> > old cars and that type of damage tends to be smaller compared to
>collision
> > damage)
> >
> > -james " the dentless" creasy
> >
> > ----- Original Message -----
> > From: Kelly, Katie <kkelly@spss.com>
> > To: Craig Haggart, SSRL Accelerator Ops Group
><haggart@SLAC.Stanford.EDU>;
> > <BA-AUTOX@autox.team.net>; <PETER.THANA@ROCHE.COM>
> > Sent: Thursday, January 03, 2002 4:15 PM
> > Subject: RE: paintless dent removal
> >
> >
> > > Craig,
> > >
> > > Just how large was this dent? I was told my dent, which doesn't seem
>that
> > large to me, is too large for DentPro. So, I've just left it there,
>waiting
> > for that extra cash to flow in to get it fixed. I've been waiting a long
> > time. $200 is MUCH cheaper than my deductable.
> > >
> > > Katie
> > >
> > > -----Original Message-----
> > > From: Craig Haggart, SSRL Accelerator Ops Group
> > > [mailto:haggart@SLAC.Stanford.EDU]
> > > Sent: Thursday, January 03, 2002 3:09 PM
> > > To: BA-AUTOX@autox.team.net; PETER.THANA@ROCHE.COM
> > > Subject: Re: paintless dent removal
> > >
> > >
> > > > Brad Treece no longer works [at DentPro]. Anyone know
> > > > where he is...?
> > >
> > > Funny you should ask! I just had Brad pull several dents on my
> > > Miata two weeks ago. His outfit is called Dent Performance, and
> > > his phone number is 408-227-8031 (cell = 408-210-6922).
> > >
> > > Brad came to my house in his truck full of tools, removed a large
> > > dent in the rear panel plus several small "door dings," and
> > > charged a total of $200. That's a lot cheaper than a body shop,
> > > although I have to say that he certainly did well financially
> > > considering that it took him little more than an hour. If I could
> > > make about $200 per hour all day every day, I'd sure be one happy
> > > camper! Well, it's true that I'm already a happy camper, so I
> > > guess I'd be an ECSTATIC camper. Anyway, Brad did good work, and
> > > regardless of how much he charged, it was still lots cheaper than
> > > any other option except doing nothing.
> > >
> > > The large dent was caused by a friend's exuberant (and heavy) dog
> > > hitting my car with the side of his body after jumping over a
> > > short fence, which is why there was no paint damage. The panel
> > > just got shoved in. Brad popped it out from inside the trunk,
> > > which formed a couple of dimples. He then worked those out. I
> > > probably would have needed to go to a body shop if there had been
> > > paint damage, and a body shop would have repainted the entire
> > > panel before handing me a bill for about three times the amount
> > > Brad charged.
> > >
> > > Oh, I didn't bother to ask my insurance agent if they'd cover it
> > > because I have a high deductible.
> > >
> > > Hope this helps!
> > >
> > > --
> > > -Craig Haggart
> > > haggart@slac.stanford.edu
> > > Sunnyvale, California
> > > '96 Miata M Edition
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