Hey, Laura! I changed insurance companies recently and had to get
Huxley appraised for the assigned value of the policy and I took it to a
local shop that also does restorations and got an appraisal letter that
valued the car at $15,000. That is almost what I have in it and it is
reassuring that If it gets totaled or stolen I can replace it (with
great sadness)!
Regards,
joe
Laura Gharazeddine wrote:
>
> I did the same thing-insured it for appraised value rather than book
> value-however, the appraised value was $7500 last September. The other day,
> I was at the detailer and some guy on his way to Monterey for the auctions
> in a week and a half, said "you know, a spit like this, in this kind of
> shape is woth $10000." And made me an offer! I think I'll get it
> re-appraised for when I renew my policy!
>
> Laura G. and Nigel
> ----- Original Message -----
> From: Simmons, Reid W <reid.w.simmons@intel.com>
> To: 'John T. Blair' <jblair@exis.net>; <Bricklin@autox.team.net>;
> <british-cars@autox.team.net>; <morgans@autox.team.net>;
> <Spitfires@autox.team.net>
> Sent: Wednesday, August 18, 1999 8:51 AM
> Subject: RE: Insurance
>
> >
> > In the case of my Spitfire I insure it for a fixed value ($7,500 - that's
> > what it cost me new in 79), kind of like a life insurance policy. Then if
> > it were to get "totaled" I have $7500 to fix it or buy another.
> > Unfortunately it doesn't sound like the Gremlin owner did that, so the
> > insurance company will probably only give her "replacement" value for the
> > car.
> >
> > Reid
> > '79 Spitfire (original owner)
> >
> > -----Original Message-----
> > From: John T. Blair [mailto:jblair@exis.net]
> > Sent: Tuesday, August 17, 1999 6:42 PM
> > To: Bricklin@autox.team.net; british-cars@autox.team.net;
> > morgans@autox.team.net; Spitfires@autox.team.net
> > Subject: Insurance
> >
> >
> > Hey gang,
> >
> > I'm looking to the collective knowledge. I'm doing a series on Car
> > insurance for The Brickline - the quarterly magazine for Bricklin
> > International.
> >
> > Along with this, I received a call the other day from a young lady. She
> has
> > a 77 Gremlin that has been in her family since new, never been hit. Well
> > someone pulled out in front of her and she now needs a front clip. The
> > problem, I'm sure the insurance co. (the person that hit her - was at
> fault)
> > will want to total the car.
> >
> > So the question to you all, is how do you fight the ins. co. She wants
> the
> > car fixed. So in addition to how to fight it, I'm looking for stories on
> > how you fought the ins. co. and won!
> >
> > TIA
> >
> > John
> >
> > John T. Blair WA4OHZ email: jblair@exis.net
> > Va. Beach, Va Phone: (757) 495-8229
> >
> > 48 TR1800 65 Morgan 4/4 Series V (B1109)
> > 71 Saab Sonett III (71500840) 75 Bricklin SV1 (0887) 77 Spitfire
> >
> > Morgan: www.team.net/www/morgan
> > Bricklin: www.bricklin.org
> >
--
"If you can't excel with talent, triumph with effort."
-- Dave Weinbaum in National Enquirer
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