Didn't work that way for a friend who got sideswiped by an illegal with no
insurance that ran a red light, and had to get chased down by another driver
witnessing the whole thing. His fault? nope. He still had to pay his
My uneducated guess is that you may see that deductible if you're already
paying high rates for your insurance, for example you can pay a lower rate in
exchange for a higher deductible.
In this situation, the $500 is a huge pain in my a$$, on top of the
realization I own a shoddy automobile.
> Date: Tue, 26 Feb 2008 15:05:24 -0500
> From: email@example.com
> Subject: Re: [Shop-talk] "100% Genuine" automotive parts
> To: firstname.lastname@example.org; email@example.com
> Well, if it is really not your fault in the eyes of the insurance
> company, then the "other guy" should pay, with no deductible, labor
> included at a reputable body shop. Of course things don't always
> work that way. Anyway, to me, "genuine" means that it is an original
> part made by the car manufacturer. The alternative is a part made by
> some other company, usually for less money, and possibly, but not
> necessarily, of lower quality. If you are trying to economize,
> consider a used fender from a boneyard. That will be a "100%
> genuine" part, just used. Just like the one that is on your car now.
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