Victor wrote and asked:
> i've just spent several frustrating hours dealing with my insurance droid.
>the company offers a "classic car" policy and quoted me an annual fee of
>$52 for full coverage on my 64 MGB.
>BUT, when i submitted the requested pictures, they turned me down because
>the B is a work-in-progress instead of a completed project. i am doing the
>greasy mechanical work first and saving the body-work and paint for later.
>Ironically, all they care about is cosmetics! Apparently they don't care
>about the condition of the mechanics (or even if it HAS a drive-train!),
>but the body has to LOOK GOOD before they will write a policy.
>Anyway, how do you folks insure your current project car?
>any pointers to insurance agencies with more reasonable policies?
Speaking for myself (but I think most folks are the same) I do
not insure those vehicles that are in a project mode (or if they
are just off the road for an extended period). I guess
there's always the worst case of a total loss (eg. garage fire,
etc.), but I'm willing to risk that. Now all my cars are
Triumphs, so the maximum value of a project car is probably
only a few thousand bucks at best, but if I had an exotic such
as an Aston Martin, Cobra, etc. then maybe I'd get the
insurance in case of such a loss.
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Bill Sohl (K2UNK) || email
Bellcore, Morristown, NJ || UUCP bcr!taichi!whs70
(Bell Communications Research) || or
201-829-2879 Weekdays || Internet whs70@taichi.cc.bellcore.com
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