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Re: Contact Request

To: npenney@erols.com
Subject: Re: Contact Request
From: Bradley D Richardson <bradrichardson@juno.com>
Date: Fri, 23 Feb 2001 07:21:28 -0800
oops, didn't know that.

Brad

======================

On Thu, 22 Feb 2001 20:20:17 -0500 Nolan Penney <npenney@erols.com>
writes:
> You talking about the latest, billpoint?  You've got no credit card
> protection whatsoever using that.  The credit card charge is to 
> billpoint,
> not the seller.  The web page describing their user agreement is 
> here.
> http://www.billpoint.com/policies/user-agreement.html
> 
> The most significant paragraph from that web page is this though:
>                         We have no control over the quantity, 
> quality,
>                          genuineness, safety or legality of the 
> items listed;
> the
>                          completeness, truth or accuracy of the 
> item
> listings;
>                          the ability of sellers to sell items; or 
> the ability
> of
>                          buyers to buy items. We cannot ensure that 
> a seller
> or
>                          buyer will actually complete a transaction. 
> We are
> not
>                          a guarantor of any transaction nor are we 
> an escrow
>                          company. Please note that there are also 
> risks of
>                          dealing with underage persons or people 
> acting
>                          under false pretense.
> 
> E-bay has no escrow account or service.  There is one through 
> Tradenable that
> e-bay advertises.  Costs a minimum of $2.50 per transaction.  
> Payment of
> this, and all other fees, are acceptable from either the seller or 
> buyer, but
> the buyer is the one ultimately responsible for the fees.  The 
> seller is
> under no obligation to participate in an escrow sale.
> 
> Paypal is also a third party.  You sign up with them, and they take 
> say $100
> from your credit card and put it into essentially an escrow account. 
>  Your
> credit card statement simply shows the $100 charge to Paypal.  Then, 
> when you
> make purchases, if the seller is willing, you can do it through the 
> money of
> yours that Paypal has already pulled from your credit card.  It could 
> have
> been months ago that they pulled the money.  If the product doesn't 
> arrive,
> or arrives broken or such, you get to argue through Paypal, not your 
> credit
> card.  So you the buyer are again left flapping in the breeze.  I 
> haven't
> seem them advertised on e-bay for a little while though.
> 
> Bradley D Richardson wrote:
> 
> > Hey, simply use e-bay's ability (or who ever it is) to pay for 
> any
> > purchases with your credit card.  Then if you don't get the 
> product,
> > simply dispute the line item on your statement.  Also, doesn't 
> e-bay have
> > something where you send them the money directly, they hold it, 
> notify
> > the seller, and when you tell e-bay you've got the product, they 
> send the
> > money to the seller?
> 
> 
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