datsun-roadsters
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Re: Insurance Question

To: rekeen@mtu.edu (Robert Keen)
Subject: Re: Insurance Question
From: Waylon Harthun <jackfrost@uswest.net>
Date: Mon, 08 Mar 1999 19:02:09 -0800
I am very new and my roadster is not streetable yet so I am not insured,
but I noticed the Kelly Blue Book value of a roadster is anywhere from 2k
to 8k. Won't an insurance company pay up to that much before it gets
totaled out?

>========================================
>= ...snip...
>=  I don't drive either car over 2,000 miles per year.  I am sure that
>=  if either one ever were damaged, there would be a huge dispute over
>=  the value of the car.  There has got to be a better way to cover
>=  these.  Does anyone know of a reputable insurer that specializes in
>=  old automobiles?   Or, is there another solution?
>===========================================
>Chris-
>There were a couple of threads posted on insurance this past year in
>early April and mid-July.  The ability to get a policy on a "classic"
>or "antique" seems to depend on your location.
>
>State Farm started insuring classics a couple of years ago in our
>area; my '60 Chev costs about $100/year, including collision and
>comprehensive.  Since it's on the road only 6 months (snow, ya know)
>this becomes a very reasonable $50.   This year we'll probably put
>the roadster on the same type of policy.  There are some annual mileage
>limits, but they're pretty liberal.  Also you probably don't want to
>have a smashup at a time or place that doesn't easily fall within the
>limits of the policy.
>
>Consensus of the posts from last year was to get a copy of Hemming's
>Motor News, contact the companies that advertize there, and be sure to
>have your cars appraised by a qualified independent appraiser.
>
>Other posters can fill in what I've forgotten.
>
>--Bob Keen
>Chassell, Upper Peninsula, MI
>'68 1600
> 
> 


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