[Healeys] Insurance Coverage, the real value.

[Editorgary at aol.com]

In a message dated 12/24/07 6:10:20 AM, healeys-request at autox.team.net 
writes:


> > This picture from a friend on a Jag forum, mentioning the $12,000 offer
> > from Farmer's Insurance (covering the Hummer) to make repairs to the
> > Jag, in the Hummer vs. XK-E rear-ender.
> 

One has to wonder, was the Jag insured with one of the classic car insurance 
companies? If so, the client simply backs out of the discussion, leaving it to 
Hagerty, or American Classic, or whomever, to go after the $25-$30k or more 
that it will probably cost to put this one right (What does it cost to repair 
the monocoque of an E-Type?). I mean, the Hummer could just as easily have hit 
an Aston or Pooch or whatever. Wonder if the Farmers' agent thinks that this 
is just some old sports car and the owner will be grateful for whatever he can 
get. Remember, you don't pay your insurance fees just to get coverage, you pay 
to get legal support for legitimate claims and to defend you against nasty 
lawyers.
Cheers
gary


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