Over the last ten years I figure I have paid out $25,000 for car and
house insurance with State Farm.I bumped a workmates Miata the other
day, no damage to my car, his fender crumpled up like tissue paper. Got
two estimates, one for $362, one for $438. Told the insurance, and they
had their estimator look at it.Now, I have had no claims in twenty years
on any car,house etc, and they told me if their estimate is under $400
it won't go on my record. If its over $400 and I have an accident in the
next three years, my premiums will go up 30%. So guess what they
appraised the damage at. Yep, $400 and 25CENTS!And they are rated as the
best Company in Delaware.Then the local rep's assistant said since I had
a $500 deductible I would have to pay anyway, which is totally
incorrect, that only would apply to my car.Well, I got that off my
chest,. now back to work.
Stu
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