Seeing that my spits are not on the road right now, They are not insured.
However, I got the bill for my 1961 Austin Healey Sprite yesterday in the
mail. I say check your current insurance company. I am using State Farm.
I have all my vehicles insured with them. My bill for the sprite is $32.80
/ 6 months. That all. Full Coverage. Liability, Bodily Injury, Property
damage, medical payments, $100 deductible Comprehensive, $500 deductible
Collision, Emergency road service, uninsured motor vehicle, underinsured
motor vehicle. Car value $5000. Use of vehicle: antique/classic. No
mileage restrictions, no location descriptions. I'm very happy with my
state farm coverage on my other vehicles. The only restrictions are I can't
drive it in the snow and ice (I don't anyway) without calling my agent prior
to the trip, and they want you to get "antique auto" plates (which in
Indiana requires a State Police Safety inspection - No big deal) I called
around, didn't like the other companies restrictions, then checked with my
agent. I'd suggest you call you current auto policy agent. You might be
pleasantly surprised like I was!
Bill
-----Original Message-----
From: owner-spitfires@autox.team.net
[mailto:owner-spitfires@autox.team.net]On Behalf Of KTnKT
Sent: Thursday, March 23, 2000 11:17 PM
To: spitlist
Subject: Classic car insurance
Greetings all,
I'm looking into getting classic car insurance from "Grundy Worldwide"
insurance co. and was curious if anyone on the list has ever filed a
claim or had any good/bad experiences with them.This is an agreed value
policy where the value of the car is predetermined and is the amount
paid in the case of a "total" loss. That, at least, is what the brochure
says!!! I would love to get the real story from those with experience
with this company. Also, they say that there is no mileage restriction
as long as it's not used for general transportation. Personally, I've
never even met a general, so that shouldn't be a problem. I contacted
Haggerty Ins. after seeing the thread on this subject recently, but they
don't do business in Massachusetts....apparently they haven't filled the
political pockets enough yet to work here. Having had experience with
insurance companies in the past, I try to go into these situations with
all the info I can get.
Thanks, as always, for the help,
Kevin Thompson
Pip-1970 mk3 Spit, reborn after a 16 year snooze in a dirty, but dry,
garage in Boston
P.S. is it just me, or does gas seem a little more expensive than last
year.........sorry, the urge was tearing me apart. but then it could
just be gas :~o
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