I would concur w/ the recommendation of Hagerty. I have 3 of my FIATs
covered this way. Yearly cost is about $150 for full coverage. I have
relatively low agreed values ($3500 is their min., btw) on the cars & there
are limitations on # of miles drive/yr (3500/yr ?) & they must be garaged
(locked). With 6 hobby cars, a family van & a company car, I doubt I could
top the mileage limits if I tried. My problems w/ mileage on the hobby cars
is more along the lines of not being able to put enough miles on them. I
recall in the initial conversations w/ them discussing insurance for
non-running project cars under construction. I currently have a '72 FIAT
124 Coupe under construction with no coverage. I don't have enough invested
yet to be terribly concerned over the loss...in other words, it's probably
still economically worth the risk for me on this one. With multi-$Ks
invested + time, I'd be making sure I was protecting my investment.
Chris Granju
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