>I'm sorry but there's no free-lunch. Classic Car insurance does not provide
>coverage for the all of the uses that you describe.
>
>Sorry for the strong tone of this email, but one of these days, somebody is
>going to have a serious accident while using their vehicle based on this
>erroneous advice, there is going to be no coverage, and they are going to
>be
>left in a situation where their assets are at risk.
>
>Insurance is becoming a commodity in this country and it is unfortunate.
>
>Jay Fishbein
>Independent Insurance Agent
>Wallingford, CT
>
> > > Bill B
> > > Charlotte
> > > '67 Healey BJ8
Thanks for casting the light Jay... We should remember that Insurance
companies aren't charities. They are "in it" to make money.
Bill, I would recommend getting someone you trust, who is
knowledgeable about your marque and is recognized as such, to give
you a written estimate on your car's REPLACEMENT value. That means:
"if the car is totalled, what would it cost to replace it?" Then
insure it for that amount (I think it's called "stated value").
Take your "hit" for it being a sports car on the liability end of
things and insure it for all 12 months (including the ones you store
it, if you do so).
You may have your heart's blood in the car, you may consider it a
member of the family, more beloved than,say your rotten teanager...
Insurance companies don't care... They will look for an out not to
pay up... Don't give it to them.
That's what I did with my TR4.
Greg Petrolati Champaign, Illinois 1962 TR4 (CT4852L)
That's not a leak... My car's just marking its territory...
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