[Land-speed] Theft Insurance

[DAW1]

Sorry for your lose. I know someone that THOUGHT they had insurance on their 
trailer. Turned out it had to be attached to the tow rig in order to be 
covered. When they were on vacation and left the trailer chined to a pole at 
the motel it was NOT covered. That of course is when someone stole it. Be 
sure of what your policy says, not what your agent says. dw
----- Original Message ----- 
From: "Jon Wennerberg" <jonwennerberg at nancyandjon.org>
To: <BWANA343 at aol.com>
Cc: <land-speed at autox.team.net>
Sent: Tuesday, November 11, 2008 6:07 PM
Subject: Re: [Land-speed] Theft Insurance


> On Nov 11, 2008, at 5:52 PM, BWANA343 at aol.com wrote:
>
> Sometime between 7pm Oct 31 (Halloween) and Mon morning the 3rd, my  race 
> car
> trailer was broken into and mostly looted while it was away at the  shop 
> on
> Long Island, NY,
>
>
>
> Bob:
>
> Major Bummer!  I'm sorry to hear of your loss.  Frustrating, isn't it  --  
> the feeling of being violated.  I wish there was something that we  could 
> do for you for now.
>
> Your comments on the insurance, though, are what brought me to write 
> this.  I've used specialty insurance on my race bikes and the trailer  --  
> but never put in a claim.  My trailer is (presently) insured  through my 
> auto-owners policy, but I've had coverage through  Motorsports Ins (in the 
> SCTA rulebook) -- and there it's "specified  risk", where you tell them 
> how much coverage you want for the race  vehicle.  They also then provide 
> coverage for the trailer, for tools,  for darned near everything, like the 
> t-shirts that we take along to  sell, and so on.  I get to pay for 
> everything, of course.
>
> But I've never had to put in a claim.  My question -- is your  insurance 
> with one of these specialty companies, or through your  regular insurance?
>
> To the others that are reading this -- have any of you had experience 
> with this sad event?  Can you answer some of the questions I've asked 
> Bob?  Is there something we can ALL learn from his misfortune?
>
> Regards,
>
>       Jon Wennerberg
> Tall guy with moustache
> and a pair of 2 Club hats
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