[Land-speed] Theft Insurance

[Jon Wennerberg]

On Nov 11, 2008, at 5:52 PM, BWANA343 at aol.com wrote:

Sometime between 7pm Oct 31 (Halloween) and Mon morning the 3rd, my  
race  car
trailer was broken into and mostly looted while it was away at the  
shop on
Long Island, NY,



Bob:

Major Bummer!  I'm sorry to hear of your loss.  Frustrating, isn't it  
-- the feeling of being violated.  I wish there was something that we  
could do for you for now.

Your comments on the insurance, though, are what brought me to write  
this.  I've used specialty insurance on my race bikes and the trailer  
-- but never put in a claim.  My trailer is (presently) insured  
through my auto-owners policy, but I've had coverage through  
Motorsports Ins (in the SCTA rulebook) -- and there it's "specified  
risk", where you tell them how much coverage you want for the race  
vehicle.  They also then provide coverage for the trailer, for tools,  
for darned near everything, like the t-shirts that we take along to  
sell, and so on.  I get to pay for everything, of course.

But I've never had to put in a claim.  My question -- is your  
insurance with one of these specialty companies, or through your  
regular insurance?

To the others that are reading this -- have any of you had experience  
with this sad event?  Can you answer some of the questions I've asked  
Bob?  Is there something we can ALL learn from his misfortune?

Regards,

       Jon Wennerberg
Tall guy with moustache
and a pair of 2 Club hats