Well Paul, the short sarcastic answer is to not follow so close.? Hopefully
you will find that humorous since that is the way I intended it.? An answer to
your questions is difficult without having viewed the "scratch" in person.?
Lets assume that the scratch was sufficient to require the bumper to have to be
repainted..? If so, then the estimate is probably pretty accurate.? Your
insurance company probably just settled it since to them it was pretty
insignificant.? And unless you have had other claims or accidents recently your
insurance rates were probably not affected.? Call your insurance company and
ask them if you really want to know.? With the same Celica in my earlier post I
was hit from behind by a kid in a Saab.? I was all set to check out the damage
and if there was none to send him on his way until he got out of his car,
stormed over to me and told me that it was "Poor driving on your part to stop
so quick."? Heck, I was only avoiding the car in front of me who had stopped so
quick also.? I called the police, which I now do ANY time I am involved in an
accident and since it was night and it was dark when the accident happened it
looked like there was no damage but I looked again in the daylight the next day
and discovered the plastic bumper cover had the paint cracked from compression
underneath.? My estimate for repair was about $500, which the other guys
insurance company paid without even sending an adjuster to view my car.? So
$900 12 or so years later for a much larger vehicle doesnt sound unreasonable.?
And if the kid had been nice when he got out of the car I probably wouldnt have
bothered to file the claim.
Aaron
Aaron Cropley
71 TR6 (Throttle Body Injection!)
http://www.triumphowners.com/108
2002 Mini Cooper S
Topsham, Maine
-----Original Message-----
From: dorpaul <dorpaul@bellsouth.net>
To: Chris Kantarjiev <cak@dimebank.com>; list Triumph <triumphs@autox.team.net>
Sent: Sat, 7 Feb 2009 9:47 pm
Subject: Re: [TR] My TR6 Accident Continuing Saga Now at 2.5 Weeks
What should I do? In my pickup I made a 1" scratch in a lady's bumper by
following her SUV too close. The officer on the scene told me he wrote it
up as 'minor damage'. Six months later I find out the insurance company
sent her $900. I feel thats too much and proably the lady claimed more
damage in order to get money for a new bumper (just my guess)! I'm sure my
Geico rates will go up due to the lady or their adjuster's negligence (if
they ever even sent one out) . Maybe, when I'm driving and if I know that I
just 'scratched' a car, I shouldn't pull over (like the lady wanted me to
do, in this case)!?
?
How can I avoid being taken advantage of??
?
Thanks, Paul Dorsey?
?
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