Yeah..."Classic" policies were too restrictive for me, so I just let GEICO
keep me. Pretty reasonable I thought.
ken shapiro
baltimore
1970 GT6+ KC81872L
----- Original Message -----
From: Drew Rogge <drew@pixar.com>
To: <triumphs@autox.team.net>
Cc: <auto@hagerty.com>
Sent: Thursday, March 02, 2000 10:53 AM
Subject: Hagerty Insurance
>
>
> Hi everyone,
>
> I promise that this will be my last message regarding Hagerty
> Insurance. That is unless I post another one.
>
> I talked with someone from Hagerty yesterday and they weren't
> a good fit for me. Although nothing I've seen or heard gave
> any hard and fast limits as to what I can or can't use my TR3
> for, the person on the phone said that the type of client they're
> looking for:
>
> would use the car for not much more than 2,500 miles a year
>
> not drive the car to work more that once or twice a year
>
> not use the car for performing errands
>
> not leave the car unattended in a parking lot
>
> These weren't hard and fast rules but she said that if a client
> was found to be using the car significantly different from the
> above they might be asked to use a different insurer the next
> year.
>
> When I tried to have the agent explain to me what restrictions
> exist the best she could do was to read to me their definition
> of what a classic car is. It started out with the fact that the
> car needed to be at least 25 years old and then went on to describe
> what a "classic car" is typicaly used for. I don't remember exactly
> what the description said but the gist seemed to be that classic
> cars aren't used for normal day to day activities even if not on
> a daily basis. I think this definition was contained in either
> Hagerty's policy or the application for coverage but Hagerty
> was unwilling to send me a copy of their policy I don't know
> for sure. I would be interested if someone who has access to
> Hagerty's policy could check it to see if this definition is
> there or not.
>
> So, my take on Hagerty is that their policy is pretty much like
> other classic car insurers (2500 mile limit, to shows and parades
> only) but Hagerty allows a bit more flexibility. This is a good thing
> mind you but I don't think they would like me driving my car to
> work any time it isn't raining and isn't hot enough to cause the
> car to overheat. How they feel about something special like British
> Car Week or rallys I don't know.
>
> One thing that the agent did say that has me concerned is that
> when I mentioned what I had heard what some of Hagerty's agents
> had said to other people over the phones, she said that different
> agents may say different things. This concerns me but remember that
> regardless of what someone says on the phone or even in person it's
> the policy which really defines what you are agreeing to.
>
> Don't get me wrong, I have nothing more against Hagerty than I do
> against the insurance industry in general (insurance companys are
> my favorite organizations) and if you can limit your use of your
> car then Hagerty may be a better match that other classic car
> insurers. But, it just doesn't work for me.
>
> Drew
>
> PS. I CC'ing a copy of this mail to one of Hagerty's email addresses.
> Hopefully they'll see it and tell me I'm wrong and that I can get
> coverage for my car and use it pretty much however and how often I
> want. Doubt it but one can always hope.
>
> --
> Drew Rogge
> drew@pixar.com
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