It's not a SPEED contest. It's a TIME contest.
----- Original Message -----
From: "David W. James" <vnend@adelphia.net>
To: "National Autocross Mailing List" <autox@autox.team.net>
Sent: Friday, March 28, 2003 3:03 PM
Subject: Re: Insurance Question
> On Friday, March 28, 2003, at 03:22 PM, Lee Witkowski wrote:
> > While reviewing my high auto insurance police costs, I noticed this
> > addendum to the policy:
>
> > "It is agreed there is no coverage while an insured motor vehicle is
> > engaged in a prearranged race or SPEED CONTEST."
>
> > Do you think that this wording excludes autocross?
>
> > BTW the insurance carrier is State Farm.
> > Lee Witkowski
>
> Well, is autocross a speed contest? That depends on how they define
> the two words. You can bet that they will define them in the way that
> costs them the least amount of money (which isn't the same as being
> overly broad; if they think they will make more by selling insurance to
> autocrossers than they pay out, then the definition will exclude it.)
>
> The SCCA's definition of an autocross is:
>
> "Solo II events are driving skill contests that emphasize the driver's
> ability and the car's handling characteristics." That doesn't look
> like a speed contest to me. What your underwriter would say is another
> story...
>
> David
>
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