autox
[Top] [All Lists]

RE: [evolution-disc.] Insurance study of racing drivers

To: "'Larry Steckel'" <lorenzoscribe@hotmail.com>, <pullg@mindspring.com>,
Subject: RE: [evolution-disc.] Insurance study of racing drivers
From: "Eric Salem" <eric@mail.brown911.com>
Date: Sat, 22 Jun 2002 10:09:20 -0500
>From memory, which isn't so good, they measured in incidents per mile
driven.

-----Original Message-----
From: owner-autox@autox.team.net [mailto:owner-autox@autox.team.net] On
Behalf Of Larry Steckel
Sent: Saturday, June 22, 2002 8:50 AM
To: pullg@mindspring.com; evolution-discussions@yahoogroups.com;
autox@autox.team.net
Subject: Re: [evolution-disc.] Insurance study of racing drivers


One thing that was probably not considered in the study drivers with
SCCA 
competition licenses is that in all prbability those drivers spend a
much 
larger number per hours per month on the road. Traveling for work, or 
commuting to events, club meetings, expeditions looking for parts and
simply 
for the joy of driving. Therefore, their exposure to a potential
accident 
will be much higher than the general public. That alone could explain
the 
higher accident numbers.

Larry Steckel


>From: "Sculerati, Jamie" <pullg@mindspring.com>
>Reply-To: "Sculerati, Jamie" <pullg@mindspring.com>
>To: <evolution-discussions@yahoogroups.com>, <autox@autox.team.net>
>Subject: Re: [evolution-disc.] Insurance study of racing drivers
>Date: Fri, 21 Jun 2002 19:33:48 -0400
>
>It seems to me that the key portion of the reply is:
>
>"Evaluations of driver education programs that incorporated skid pad 
>training found that such training actually increased crashes, most 
>likely because it made the group of young drivers overconfident."
>
>...or in other words, there's no substitute for seat time.  It would be

>interesting to run those same results through separated out by number 
>of years driving.  Every time I see something like this, I'm reminded 
>of statistics for general aviation pilots -- the accident rate jumps at

>about 100 hours (keeping in mind that most private pilots are licensed 
>with 50-60 hours behind them), because many have gotten comfortable 
>enough to push some of the old limits.  Then it settles down again for 
>awhile, since the survivors were either smarter or luckier than their 
>brethren.  I've forgotten where the next spike is, but it's again 
>related to a "comfort level" -- and there are similar spikes for pilots

>with advanced ratings. Anyhow, airplane insurance is usually pegged to 
>the pilot's flying hours and
>rating, becuase these are the determinant in accident rates.
>
>IMO, "skid pad training" and competition training/experience are not 
>the same things, either -- learning the limits of the car and learning 
>some fast-driving ettiqute are two different things.  After all, as 
>most race drivers (and not a few others) know, as long as everyone's 
>going in the same direction at the same speed, there's not much chance 
>of contact!
>
>Unfortunately, the auto insurance industry is far happier simply 
>ignoring the benefits of experience and training -- why complicate the 
>equation:  if you drive a fast car, you must be dangerous, no matter 
>what your training, experience, and actual accident rate.  Since they 
>have a captive market (everyone), they have no incentive to change.
>
>Jamie
>'92 Prelude Si
>Speed Demon Racing
>http://www.mindspring.com/~jsculerati/sdr
>
>///  unsubscribe/change address requests to majordomo@autox.team.net  
>or
>try
>///  http://www.team.net/cgi-bin/majorcool
>///  http://www.team.net/mailman/listinfo
>///  Partial archives at http://www.team.net/archive
>///  Send list postings to autox@autox.team.net


_________________________________________________________________
Chat with friends online, try MSN Messenger: http://messenger.msn.com

///  unsubscribe/change address requests to majordomo@autox.team.net  or
try ///  http://www.team.net/cgi-bin/majorcool
///  http://www.team.net/mailman/listinfo
///  Partial archives at http://www.team.net/archive

///  unsubscribe/change address requests to majordomo@autox.team.net  or try
///  http://www.team.net/mailman/listinfo
///  Partial archives at http://www.team.net/archive


<Prev in Thread] Current Thread [Next in Thread>