--===============8502488499012312306==
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Content-Transfer-Encoding: quoted-printable
Content-Language: en
If you are worried about liability and have all your coverage with one=20
company....your vehicles and your house, ask about an Umbrella Policy for=
=20
libability. You can get an umbrella to go to any maximum that you wish and=
it =20
will kick in at an agreed upon stage. With an umbrella you can then lower=
=20
your coverage on your house and vehicles. Ask your agent about this and=
you =20
might save a few bucks.
=20
=20
In a message dated 8/25/2015 12:31:22 P.M. Eastern Daylight Time, =20
tigers@autox.team.net writes:
=20
=20
While this discussion regards collision I think the greater concern would=
=20
be liability. I mean, yea, eating $50K on a damaged Tiger is a loss, but=
=20
being liable for hundreds of thousands of dollars (or more) is a far grea=
ter =20
risk. That said I think liability would be full time =E2=80=93 regardless=
, because=20
anytime of the day someone could steal your car and create havoc. So, I=
can
=E2=80=99t see how =E2=80=9Cuse=E2=80=9D would not cover liability under=
any circumstance. =20
Through my collector insurance (20+ years) I was told that 2,500 max miles=
, not=20
a daily driver and in their words =E2=80=9Can occasional Sunday drive=E2=
=80=9D (not =20
limited to Sunday) is OK. The persons parting words were, =E2=80=9CJust do=
n=E2=80=99t drive it =20
to work.=E2=80=9D
=20
I have three lesser =E2=80=9Ccollector=E2=80=9D cars. They are valued at=
$3,000 each. I=20
don=E2=80=99t think I put more than 250 miles on anyone of them in a year.=
Neither=20
my wife, kids, nor anyone else have ever driven them. In my opinion =20
driving them to the store for parts, to eliminate flats spots in tires, co=
ok off=20
condensation etc. are all part of what is necessary for =E2=80=9Cmaintaini=
ng=E2=80=9D the =20
car. Frankly I find what is termed =E2=80=9Cuse=E2=80=9D is rather ambigu=
ously stated. =20
Stated in a way to control your driving, but wonder how it holds up in co=
urt.=20
Sort of like the parent that threatens to beat the daylights out of you=
=20
regarding your behavior =E2=80=93 but legally can=E2=80=99t do so. Again,=
I=E2=80=99m more looking=20
at the liability side of insurance. I doubt I=E2=80=99d ever put a claim=
in on a=20
$3,000 car.=20
=20
=20
=20
=20
From: _CoolVT--- via Tigers_ (mailto:tigers@autox.team.net) =20
Sent: Monday, August 24, 2015 2:36 PM
To: _jefferyrandall@gmail.com_ (mailto:jefferyrandall@gmail.com) ;=20
_sabre2tgr@gmail.com_ (mailto:sabre2tgr@gmail.com) =20
Cc: _tigers@autox.team.net_ (mailto:tigers@autox.team.net) =20
Subject: Re: [Tigers] Fwd: Driven Tger nsurance
=20
=20
I think it makes a big difference on where you are located. I pay State=
=20
Farm $202 for a stated value, classic car policy. This is in Vermont whe=
re=20
the rates are more reasonable than a highly populated area. For example=
=20
I've been quoted prices from State Farm on another vehicle in both Vermon=
t and=20
Florida. The Florida quote was almost double the VT quote.
=20
=20
In a message dated 8/24/2015 5:26:41 P.M. Eastern Daylight Time, =20
tigers@autox.team.net writes:
=20
I had to get an appraiser's stated value in writing that cost me $275, =20
that valued the car at 52.5, the writer for Commerce said they would only=
=20
insure the car for 48 with a 500 deductible. If you want the freedom to us=
e the=20
car it's gonna cost ya.
Jeff
=20
On Sun, Aug 23, 2015 at 6:50 PM, Stu via Tigers <_tigers@autox.team.net_=
=20
(mailto:tigers@autox.team.net) > wrote:
I just went through this, and Hagerty seemed a little more liberal than=
=20
Grundy. Their use restrictions mostly fit my use model. Occasional plea=
sure=20
drives, car shows, cruise nights, maybe to a family party to show off, =
=20
rarely to work (once in the last year and a half), all the family at home=
=20
have their own cars, no family under 25 who know how to drive a stick, ev=
ening=20
or weekend drives to try to track down that pesky problem, and so on. =20
>From what their stuff says, these would be mostly OK.
=20
Stu
=20
=20
=20
On Sun, Aug 23, 2015 at 6:22 PM, Jay Laifman via Tigers =20
<_tigers@autox.team.net_ (mailto:tigers@autox.team.net) > wrote:
=20
I have had the same issue - this is also for my early 911 and 912. There=
=20
are a number of issues with all the classic car policies. As you've note=
d,=20
it can't be your daily driver. Not only that, you have to have a car tha=
t=20
is at least 15 years old for all drivers in the house. My 2000 Boxster,=
=20
which is still like new isn't good enough. One company said I might be ab=
le=20
to get a waiver of this one. Some said there is no waiver. =20
Another issue is that no one under 25 can drive the car. So if my son=
=20
and I drive to a car show, he can't drive at all. I kind of get it. But=
,=20
life's too short not to enjoy these cars with my kids here and now.
=20
Another issue is that you can use it to go to work once and a while. But=
=20
that is on a rare occasion when you are doing something else. So if you=
=20
want to drive it every Friday or a week here and there, you won't be cove=
red.=20
That means NO coverage. Some of them were really strict on this - like=
=20
if you get in an accident on a Wednesday morning at 7:00 am on your route=
to=20
work, don't expect getting coverage for the accident without a huge fight=
.
=20
One of the places, and I think it was Grundy's, I asked if I could stop=
at=20
a hardware store on the weekends. She gasped and recounted how she saw=
a=20
Ferrari parked at the far end of a Home Depot over the weekend and though=
t=20
to herself that she sure hopes she doesn't insure that car! Geeze, reall=
y?=20
Us car guys can't stop at a hardware store and park at the far end? =20
That's a show stopper for me. Note some others said it was ok if it was=
part of=20
a joy ride and not a weekend errand drive.
=20
Believe me, I called EVERY ONE of the companies and asked them all the=20
same questions. They all basically gave the same answers. Yes, you can=
get=20
their insurance and figure they will never know. And they may give half=
=20
answers about how they cover various things. But, if you really put them=
to=20
specific questions, they don't give good answers. =20
=20
I get it. They have to evaluate their risk and what they want to insure.=
=20
They want to insure parade cars and joy ride cars, and will take the risk=
=20
for a restaurant with your wife here and there. That's not me, and never=
=20
will be. =20
=20
I guess you can look at it another way too. I have not paid more than=20
$10k for any of my cars. So in one way, if something bad happened, I wou=
ld be=20
out only $10k plus the expenses over the years. I know, two of these car=
s=20
are probably (definitely?) worth over $100k in investment terms. So I=20
could lose much more in paper. I don't like looking at it this way, but=
it is=20
a way to rationalize it.
=20
Right now, I do a lot of self insurance by being especially careful where=
=20
I park the cars, how long I am away from them, how well they are locked=
up,=20
etc. It's not perfect. But, I'd rather be underinsured than have NO=20
insurance because I have a classic policy and I'm using it to actually dr=
ive.
=20
Jay
=20
=20
=20
=20
=20
On Sun, Aug 23, 2015 at 2:59 PM, genepadgett--- via Tigers=20
<_tigers@autox.team.net_ (mailto:tigers@autox.team.net) > wrote:
=20
=20
=20
I did not see this post to my own e-mail and am thinking that somehow it=
=20
did not go through. I am re-sending it in hopes that it will go through=
=20
this time. Confirmation of receipt from anyone on the List would be=20
appreciated.
=20
TIA, Gene
=20
=20
____________________________________
From: _genepadgett@comcast.net_ (mailto:genepadgett@comcast.net)=20
To: "tigers" <_tigers@autox.team.net_ (mailto:tigers@autox.team.net) >
Sent: Friday, August 21, 2015 12:28:53 PM
Subject: Driven Tger nsurance
Hi All,
=20
With the recent jump in auction prices for our cars, I am wondering what=
=20
people like me who just enjoy driving their cars are doing for insurance.=
=20
I just got turned down by Grundy because the "vehicle cannot be used as=
=20
backup, primary or secondary transportation". This dispite the fact bot=
h my=20
wife and I have other cars which serve as our regular daily driver =20
vehicles.
=20
To me, being able to take the Tiger out when and where I want to go is th=
e=20
essence of having and enjoying the car in the first place. It is the=20
journey not the destination that matters to me. I bought the car new=
in=20
1967 and have never thought of it as a collectible or investment. Still=
with=20
the recent escalation in apparent values, I do not want to be stupid =20
about insurance.
=20
Anyone else on the List that might be of a similar mind as me and own=20
their Tiger for the enjoyment of driving it can bring? If so what do yo=
u do=20
for insurance?
=20
TIA,
=20
Gene
=20
=20
=20
_______________________________________________
_tigers@autox.team.net_ (mailto:tigers@autox.team.net)=20
Archive: http://www.team.net/archive
Unsubscribe:=20
http://autox.team.net/mailman/options/tigers/jay.laifman@gmail.com
_______________________________________________
_tigers@autox.team.net_ (mailto:tigers@autox.team.net)=20
Archive: http://www.team.net/archive
Forums: http://www.team.net/forums
Unsubscribe: =20
http://autox.team.net/mailman/options/tigers/sabre2tgr@gmail.com
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_tigers@autox.team.net_ (mailto:tigers@autox.team.net)=20
Archive: http://www.team.net/archive
Unsubscribe:=20
http://autox.team.net/mailman/options/tigers/jefferyrandall@gmail.com
_______________________________________________
tigers@autox.team.net
Archive: http://www.team.net/archive
Forums: http://www.team.net/forums
Unsubscribe: http://autox.team.net/mailman/options/tigers/coolvt@aol.com
=20
____________________________________
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Archive: http://www.team.net/archive
Forums: http://www.team.net/forums
Unsubscribe: =20
http://autox.team.net/mailman/options/tigers/atwittsend@verizon.net
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Forums: http://www.team.net/forums
Unsubscribe: http://autox.team.net/mailman/options/tigers/coolvt@aol.com
--part1_12b087.39972b96.430df4c2_boundary
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Content-Language: en
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD>
<META content=3D"text/html; charset=3DUTF-8" http-equiv=3DContent-Type>
<META name=3DGENERATOR content=3D"MSHTML 11.00.9600.17963"></HEAD>
<BODY id=3Drole_body style=3D"FONT-SIZE: 12pt; FONT-FAMILY: Arial; COLOR:=
#000000"=20
bottomMargin=3D7 leftMargin=3D7 rightMargin=3D7 topMargin=3D7><FONT id=3Dr=
ole_document=20
color=3D#000000 size=3D3 face=3DArial>
<DIV><STRONG>If you are worried about liability and have all your coverage=
with=20
one company....your vehicles and your house, ask about an Umbrella Policy=
for=20
libability. You can get an umbrella to go to any maximum that you wish and=
it=20
will kick in at an agreed upon stage. With an umbrella you can then lower=
your=20
coverage on your house and vehicles. Ask your agent about this and=
you=20
might save a few bucks.</STRONG></DIV>
<DIV><STRONG></STRONG> </DIV>
<DIV>
<DIV>In a message dated 8/25/2015 12:31:22 P.M. Eastern Daylight Time,=20
tigers@autox.team.net writes:</DIV>
<BLOCKQUOTE=20
style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: blue 2px solid"=
><FONT=20
style=3D"BACKGROUND-COLOR: transparent" color=3D#000000 size=3D2 face=3D=
Arial>
<DIV dir=3Dltr>
<DIV style=3D"FONT-SIZE: 12pt; FONT-FAMILY: 'Calibri'; COLOR: #000000">
<DIV>While this discussion regards collision I think the greater concern=
would=20
be liability. I mean, yea, eating $50K on a damaged Tiger is a loss, but=
being=20
liable for hundreds of thousands of dollars (or more) is a far greater=
=20
risk. That said I think liability would be full time =E2=80=93 reg=
ardless,=20
because anytime of the day someone could steal your car and create havoc=
. So,=20
I can=E2=80=99t see how =E2=80=9Cuse=E2=80=9D would not cover liability=
under any circumstance. =20
Through my collector insurance (20+ years) I was told that 2,500 max mil=
es,=20
not a daily driver and in their words =E2=80=9Can occasional Sunday driv=
e=E2=80=9D (not=20
limited to Sunday) is OK. The persons parting words were, =E2=80=9CJust=
don=E2=80=99t drive it=20
to work.=E2=80=9D</DIV>
<DIV> </DIV>
<DIV> I have three lesser =E2=80=9Ccollector=E2=80=9D cars. They=
are valued at $3,000=20
each. I don=E2=80=99t think I put more than 250 miles on anyone of them=
in a year.=20
Neither my wife, kids, nor anyone else have ever driven them. In my opin=
ion=20
driving them to the store for parts, to eliminate flats spots in tires,=
cook=20
off condensation etc. are all part of what is necessary for =E2=80=9Cmai=
ntaining=E2=80=9D the=20
car. Frankly I find what is termed =E2=80=9Cuse=E2=80=9D is rather=
ambiguously stated.=20
Stated in a way to control your driving, but wonder how it holds up in=
=20
court. Sort of like the parent that threatens to beat the daylight=
s out=20
of you regarding your behavior =E2=80=93 but legally can=E2=80=99t do so=
. Again, I=E2=80=99m more=20
looking at the liability side of insurance. I doubt I=E2=80=99d ever put=
a claim in on=20
a $3,000 car. </DIV>
<DIV> </DIV>
<DIV>
<DIV=20
style=3D'FONT-SIZE: small; TEXT-DECORATION: none; FONT-FAMILY: "Calibri"=
; FONT-WEIGHT: normal; COLOR: #000000; FONT-STYLE: normal; DISPLAY: inline=
'></DIV>
<DIV style=3D"FONT: 10pt tahoma">
<DIV style=3D"BACKGROUND: #f5f5f5">
<DIV style=3D"font-color: black"><B>From:</B> <A=20
title=3Dmailto:tigers@autox.team.net=20
href=3D"mailto:tigers@autox.team.net">CoolVT--- via Tigers</A> </DIV>
<DIV><B>Sent:</B> Monday, August 24, 2015 2:36 PM</DIV>
<DIV><B>To:</B> <A title=3Dmailto:jefferyrandall@gmail.com=20
href=3D"mailto:jefferyrandall@gmail.com">jefferyrandall@gmail.com</A> ;=
<A=20
title=3Dmailto:sabre2tgr@gmail.com=20
href=3D"mailto:sabre2tgr@gmail.com">sabre2tgr@gmail.com</A> </DIV>
<DIV><B>Cc:</B> <A title=3Dmailto:tigers@autox.team.net=20
href=3D"mailto:tigers@autox.team.net">tigers@autox.team.net</A> </DIV>
<DIV><B>Subject:</B> Re: [Tigers] Fwd: Driven Tger nsurance</DIV></DIV><=
/DIV>
<DIV> </DIV></DIV>
<DIV=20
style=3D'FONT-SIZE: small; TEXT-DECORATION: none; FONT-FAMILY: "Calibri"=
; FONT-WEIGHT: normal; COLOR: #000000; FONT-STYLE: normal; DISPLAY: inline=
'><FONT=20
color=3D#000000 size=3D3 face=3DArial>
<DIV><STRONG>I think it makes a big difference on where you are located.=
I pay=20
State Farm $202 for a stated value, classic car policy. This is in=
=20
Vermont where the rates are more reasonable than a highly populated=20
area. For example I've been quoted prices from State Farm on anoth=
er=20
vehicle in both Vermont and Florida. The Florida quote was almost double=
the=20
VT quote.</STRONG></DIV>
<DIV> </DIV>
<DIV>
<DIV>In a message dated 8/24/2015 5:26:41 P.M. Eastern Daylight Time,=20
tigers@autox.team.net writes:</DIV>
<BLOCKQUOTE=20
style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: blue 2px soli=
d"><FONT=20
style=3D"BACKGROUND-COLOR: transparent" color=3D#000000 size=3D2 face=
=3DArial>
<DIV dir=3Dltr>
<DIV>I had to get an appraiser's stated value in writing that cost me=
$275,=20
that valued the car at 52.5, the writer for Commerce said they would=
only=20
insure the car for 48 with a 500 deductible. If you want the freedom=
to use=20
the car it's gonna cost ya.</DIV>
<DIV> Jeff</DIV></DIV>
<DIV class=3Dgmail_extra>
<DIV> </DIV>
<DIV class=3Dgmail_quote>On Sun, Aug 23, 2015 at 6:50 PM, Stu via Tige=
rs <SPAN=20
dir=3Dltr><<A title=3Dmailto:tigers@autox.team.net=20
href=3D"mailto:tigers@autox.team.net"=20
target=3D_blank>tigers@autox.team.net</A>></SPAN> wrote:<BR>
<BLOCKQUOTE class=3Dgmail_quote=20
style=3D"PADDING-LEFT: 1ex; MARGIN: 0px 0px 0px 0.8ex; BORDER-LEFT: #c=
cc 1px solid">
<DIV dir=3Dltr>
<DIV class=3Dgmail_default style=3D"FONT-SIZE: small">I just went th=
rough=20
this, and Hagerty seemed a little more liberal than Grundy. Th=
eir=20
use restrictions mostly fit my use model. Occasional pleasure=
=20
drives, car shows, cruise nights, maybe to a family party to show of=
f,=20
rarely to work (once in the last year and a half), all the family at=
home=20
have their own cars, no family under 25 who know how to drive a stic=
k,=20
evening or weekend drives to try to track down that pesky problem,=
and so=20
on. From what their stuff says, these would be mostly OK.</DIV=
>
<DIV class=3Dgmail_default style=3D"FONT-SIZE: small"> </DIV>
<DIV class=3Dgmail_default style=3D"FONT-SIZE: small">Stu</DIV></DIV=
>
<DIV class=3Dgmail_extra>
<DIV> </DIV>
<DIV class=3Dgmail_quote>
<DIV>
<DIV class=3Dh5>On Sun, Aug 23, 2015 at 6:22 PM, Jay Laifman via Tig=
ers=20
<SPAN dir=3Dltr><<A title=3Dmailto:tigers@autox.team.net=20
href=3D"mailto:tigers@autox.team.net"=20
target=3D_blank>tigers@autox.team.net</A>></SPAN> wrote:<BR></DIV=
></DIV>
<BLOCKQUOTE class=3Dgmail_quote=20
style=3D"PADDING-LEFT: 1ex; MARGIN: 0px 0px 0px 0.8ex; BORDER-LEFT:=
rgb(204,204,204) 1px solid">
<DIV>
<DIV class=3Dh5>
<DIV dir=3Dltr>I have had the same issue - this is also for my ear=
ly 911=20
and 912. There are a number of issues with all the classic=
car=20
policies. As you've noted, it can't be your daily driver.&nb=
sp;=20
Not only that, you have to have a car that is at least 15 years ol=
d for=20
all drivers in the house. My 2000 Boxster, which is still li=
ke new=20
isn't good enough. One company said I might be able to get a waive=
r of=20
this one. Some said there is no waiver. =20
<DIV> </DIV>
<DIV>Another issue is that no one under 25 can drive the=20
car. So if my son and I drive to a car show, he can't=
drive=20
at all. I kind of get it. But, life's too short not to=
enjoy=20
these cars with my kids here and now.</DIV>
<DIV> </DIV>
<DIV>Another issue is that you can use it to go to work once and=
a=20
while. But that is on a rare occasion when you are doing som=
ething=20
else. So if you want to drive it every Friday or a week here=
and=20
there, you won't be covered. That means NO coverage. =
Some of=20
them were really strict on this - like if you get in an accident=
on a=20
Wednesday morning at 7:00 am on your route to work, don't expect=
getting=20
coverage for the accident without a huge fight.</DIV>
<DIV> </DIV>
<DIV>One of the places, and I think it was Grundy's, I asked if I=
could=20
stop at a hardware store on the weekends. She gasped and rec=
ounted=20
how she saw a Ferrari parked at the far end of a Home Depot over=
the=20
weekend and thought to herself that she sure hopes she doesn't ins=
ure=20
that car! Geeze, really? Us car guys can't stop at a=
=20
hardware store and park at the far end? That's a show stoppe=
r for=20
me. Note some others said it was ok if it was part of a joy ride=
and not=20
a weekend errand drive.</DIV>
<DIV> </DIV>
<DIV>Believe me, I called EVERY ONE of the companies and asked the=
m all=20
the same questions. They all basically gave the same=20
answers. Yes, you can get their insurance and figure they wi=
ll=20
never know. And they may give half answers about how they co=
ver=20
various things. But, if you really put them to specific ques=
tions,=20
they don't give good answers. </DIV>
<DIV> </DIV>
<DIV>I get it. They have to evaluate their risk and what the=
y want=20
to insure. They want to insure parade cars and joy ride cars=
, and=20
will take the risk for a restaurant with your wife here and there.=
=20
That's not me, and never will be. </DIV>
<DIV> </DIV>
<DIV>I guess you can look at it another way too. I have not=
paid=20
more than $10k for any of my cars. So in one way, if somethi=
ng bad=20
happened, I would be out only $10k plus the expenses over the=20
years. I know, two of these cars are probably (definitely?)=
worth=20
over $100k in investment terms. So I could lose much more in=
=20
paper. I don't like looking at it this way, but it is a way=
to=20
rationalize it.</DIV>
<DIV> </DIV>
<DIV>Right now, I do a lot of self insurance by being especially=
careful=20
where I park the cars, how long I am away from them, how well they=
are=20
locked up, etc. It's not perfect. But, I'd rather be=
=20
underinsured than have NO insurance because I have a classic polic=
y and=20
I'm using it to actually drive.</DIV>
<DIV> </DIV>
<DIV>Jay</DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV></DIV>
<DIV class=3Dgmail_extra>
<DIV> </DIV>
<DIV class=3Dgmail_quote>On Sun, Aug 23, 2015 at 2:59 PM, genepadg=
ett---=20
via Tigers <SPAN dir=3Dltr><<A title=3Dmailto:tigers@autox.team=
.net=20
href=3D"mailto:tigers@autox.team.net"=20
target=3D_blank>tigers@autox.team.net</A>></SPAN> wrote:<BR>
<BLOCKQUOTE class=3Dgmail_quote=20
style=3D"PADDING-LEFT: 1ex; MARGIN: 0px 0px 0px 0.8ex; BORDER-LEFT=
: rgb(204,204,204) 1px solid">
<DIV>
<DIV=20
style=3D"FONT-SIZE: 12pt; FONT-FAMILY: times new roman; COLOR:=
rgb(0,0,0)">
<DIV> </DIV>
<DIV> </DIV>
<DIV=20
style=3D"FONT-SIZE: 12pt; TEXT-DECORATION: none; FONT-FAMILY: he=
lvetica,arial,sans-serif; FONT-WEIGHT: normal; COLOR: rgb(0,0,0); FONT-STY=
LE: normal">
<DIV=20
style=3D"FONT-SIZE: 12pt; FONT-FAMILY: times new roman; COLOR:=
rgb(0,0,0)">
<DIV>I did not see this post to my own e-mail and am thinking th=
at=20
somehow it did not go through. I am re-sending it in hopes=
that=20
it will go through this time. Confirmation of receip=
t from=20
anyone on the List would be appreciated.</DIV>
<DIV> </DIV>
<DIV>TIA, Gene</DIV>
<DIV> </DIV>
<HR>
<DIV=20
style=3D"FONT-SIZE: 12pt; TEXT-DECORATION: none; FONT-FAMILY: he=
lvetica,arial,sans-serif; FONT-WEIGHT: normal; COLOR: rgb(0,0,0); FONT-STY=
LE: normal"><B>From:=20
</B><A title=3Dmailto:genepadgett@comcast.net=20
href=3D"mailto:genepadgett@comcast.net"=20
target=3D_blank>genepadgett@comcast.net</A><BR><B>To: </B>"tiger=
s"=20
<<A title=3Dmailto:tigers@autox.team.net=20
href=3D"mailto:tigers@autox.team.net"=20
target=3D_blank>tigers@autox.team.net</A>><BR><B>Sent: </B>Fr=
iday,=20
August 21, 2015 12:28:53 PM<BR><B>Subject: </B>Driven Tger=20
nsurance<BR>
<DIV> </DIV>
<DIV=20
style=3D"FONT-SIZE: 12pt; FONT-FAMILY: times new roman; COLOR:=
rgb(0,0,0)">
<DIV>Hi All,</DIV>
<DIV> </DIV>
<DIV>With the recent jump in auction prices for our cars, I am=
=20
wondering what people like me who just enjoy driving their cars=
are=20
doing for insurance. I just got turned down by Grund=
y=20
because the "vehicle cannot be used as backup, primary or second=
ary=20
transportation". This dispite the fact both my wife=
and I=20
have other cars which serve as our regular daily driver=20
vehicles.</DIV>
<DIV> </DIV>
<DIV>To me, being able to take the Tiger out when and where I wa=
nt to=20
go is the essence of having and enjoying the car in the first=20
place. It is the journey not the destination that ma=
tters=20
to me. I bought the car new in 1967 and have=
never=20
thought of it as a collectible or investment. Still=
with=20
the recent escalation in apparent values, I do not want to be st=
upid=20
about insurance.</DIV>
<DIV> </DIV>
<DIV>Anyone else on the List that might be of a similar mind as=
me and=20
own their Tiger for the enjoyment of driving it can bring? =
=20
If so what do you do for insurance?</DIV>
<DIV> </DIV>
<DIV>TIA,</DIV>
<DIV> </DIV>
<DIV>Gene</DIV>
<DIV> </DIV></DIV></DIV>
<DIV> </DIV></DIV></DIV>
<DIV> </DIV></DIV></DIV><BR>_______________________________=
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