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RE: One way in which are cars are cheap to operate: Insurance

To: 'Jim InVirginia' <nqrithfordatsun@msn.com>,
Subject: RE: One way in which are cars are cheap to operate: Insurance
From: John Wightman <johnwightman@shaw.ca>
Date: Tue, 06 Feb 2007 16:34:37 -0800
Wow. I'm 43, and here's my fleet. Subtract your kids cars to compare:

06 Lexus IS350(me- 43) - $1300/yr
04 Honda Element (wife) - $1100/yr
80 Suzuki GS1100e (me) - $712/yr
66 Datsun Roadster (stored, not driven) - $30/yr
My Total - $3142/yr for 4 vehicles
Your Total - $1086/yr, for 4 vehicles!


I'd say you have it pretty good!

-----Original Message-----
From: owner-datsun-roadsters@Autox.Team.Net
[mailto:owner-datsun-roadsters@Autox.Team.Net] On Behalf Of Jim InVirginia
Sent: Tuesday, February 06, 2007 3:06 PM
To: datsun-roadsters@autox.team.net
Subject: One way in which are cars are cheap to operate: Insurance (OT)

For all:
This is mostly OT.  Its my annual run down of insurance cost for my vehicle 
fleet from cheapest to most expensive.  It could be sub-titled "Woe unto 
those who have teenage boys"

Sure there are caveats, the Datsun has collector car insurance and can only 
be driven 3K per year, so this is sort of tongue-in-cheek anyway....but the 
little red antique is cheap to operate in at least this way!!

All costs are for 6 months of coverage:

Car                                Transmission          Driver/Age

   Cost        Collision Coverage?
67 Datsun Roadster           5spd M                 49 (me)              $68

            Y
88 Jeep Long Bed PU        auto                     49 (me)              $98

           N
96 Mazda Miata                 5spd M                 49 (me)            
$176            Y
02 PT Cruiser                    auto                    wife

   $201            Y
00 Ford Focus                  5spd M                  21 dau              
$398            Y
02 Ford ZX2                     5spd M                 18 son               
$862            Y

The kid cars have modest used car loans on them with the kids making the 
payments, or I would consider taking off colllison coverage on them to save 
money.  Kids have discounts for good student and driver school....or it 
would be even more.

Hope everyone is staying warm, its even supposed to snow here tonight, first

time this year.
Best Regards,
Jim
Chesapeake, Virginia




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