I spoke to progressive about 9 months ago, I got transferred all over, and
finally had a guy say he would speak to an underwriter and call me back.
When he called back (yes, he did call back) he said that it was not
specifically allowed or dis-allowed, but it was advised against. I think
someone should start an agency that understands autocrossing, and will
OPENLY insure us!!! they could become a series sponsor!!! the SCCA
should step up and find an Insurance company willing to do something like
this...
$0.02
Dave K
URSCCA
----- Original Message -----
From: "matthew c. mead" <mmead-autox@goof.com>
To: "Andrew Schmiechen" <aschmiechen@discovercolor.com>
Cc: "David Cramer" <dcramer@translationtech.com>; "team.net"
<autox@autox.team.net>
Sent: Thursday, December 20, 2001 9:19 AM
Subject: Re: autox insurance
> On Thu, Dec 20, 2001 at 10:00:54AM -0600, Andrew Schmiechen wrote:
> > With that said, though, the most important thing to do is read your
policy
> > limitations. For instance, I believe Progressive's policy states that
you
> > are not covered in ANY competitive event. If the policy doesn't state
it in
> > the limitations, then the insurance company legally has to cover you.
>
> I have read my progressive policy many times and can find no
> mention of competition, racing, etc. Do you know where this is
> in the document?
>
> > Of course, after they cover your claim, they do have the option to drop
you
> > as well.
>
> And almost certainly will.
>
> > From talking with people at Allstate, my carrier, I've been told that my
> > vehicle is covered during parking lot autocross, on track lapping days
and
> > drivers education events.
>
> I could not get Progressive to confirm whether I was covered or
> not. I was pushed around from agents to claims to claims
> managers. No one wanted to answer me. My final guess was that I
> was probably covered and they didn't want to say it. I could
> find nothing in the policy about it.
>
>
> -matt
>
> --
> matthew c. mead
>
> http://www.goof.com/~mmead/
>
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