[Spridgets] Insurance -- again!

[Edward Perez]

State Farm rocks!  $51/6mos to cover it as a "personal pleasure" vehicle under 
their "classic" policy.  I don't plan on exceeding 5000 miles/yr, so they can 
cover it under the "classic" policy and I can drive without restrictions.  
Sweet!  Thanks, guys.

 Edward Perez
Summerville, SC
78 Midget (1275)
http://www.flickr.com/photos/lbc_newbie/




________________________________
From: Rick Bastedo <rbastedo at gmail.com>
To: spridgets at autox.team.net
Cc: Edward Perez <eap2140 at yahoo.com>
Sent: Mon, February 28, 2011 11:12:46 AM
Subject: Re: Insurance -- again!

Hi Ed,
I have talked to my State Farm agent about classic car insurance.
The people he has working for him are nice enough but don't know insurance like 
he does.
Be aware of this when you talk to an agency, not everyone in the office is 
qualified, though they may believe what they say they also might not have all 
the information.
My agent for about 22 years told me yes they do have a classic car insurance for 
cars that are not trailer queens and may be driven around just not used as your 
daily driver.
They would value my Midget at about $6500 if it were all one color (humor for 
those who know my car) but $4500 as it is.
When my Grundy policy is up on my Sprite I'll probably switch it over to my 
local SF agent.
Right now I have it on 'normal' insurance so it is costing me more than my 
family van.
I think I can get that cost lowered a bit by trimming off some extra coverage I 
don't really need.
Anyway, what I'm getting at is that you would do well to find a local agent that 
you like and is willing to research things for you.
They need your business so make them work for it.
When you come to an agreement about coverage and price that you are happy with 
then you are left with just driving your car and enjoying it.

Rick 

___________________
From: Edward Perez <eap2140 at yahoo.com>
Sent: Mon, February 28, 2011 9:34:10 AM
Subject: [Spridgets] Insurance -- again!

I am looking to make a daily driver out of my 78 Midget and was wondering what
other types of insurance people have found outside of Hagerty and the collector
car type insurance companies (too expensive if you use it daily).  Companies
like Geico are now offering coverage, just not sure how good it is.  My current
insurance company won't cover the car.