[Spridgets] I know this is boring but I need insurance recommendations

[Jeff Foster]

Peter and I are in different states - Wisconsin and Illinois
respectively.  Not withstanding that, I would very much expect
policies to vary somewhat from state to state as regulations are not
consistent across state lines.

My agent's secretary insisted that I had to register the car with
Antique Vehicle license plates to qualify for State Farm's antique
vehicle insurance classification.  The agent believed otherwise and
verified that with Bloomington before I left the office.  He also
verified there were NO mileage or usage restrictions beyond not being
a primary vehicle.  Just to be sure, I also took the time to read the
fine print of the policy once it was issued.  I did receive a
questionaire from the Bloomington offices (as my agent informed me was
typically done for Antique vehicle coverage) where I had to affirm the
vehicle was not a primary vehicle for anyone in my household.

Ask your agent to show you the policy terms and have him/her try to
point out any restrictions.  Or just ask him/her to verify the terms
with the Bloomington corporate offices (State Farm is based in
Bloomington, IL).


On Thu, Aug 4, 2011 at 12:17 PM, Heard Saxon <heard at datatrontech.net> wrote:
> State Farm - my long time local agent says there are mileage restrictions
of
> 500 miles a year.  Hmmm....40 miles a month might be a little low.  Based
> upon Peter's and J's experience, this either varies from state to state or
> my agent doesn't know what in the hell they are talking about.  I suspect
> the latter.