<div dir="ltr">Check with your homeowners insurance agent. Often times the personal liability on your homeowners policy will cover this as long as you are not doing it commercially. IANAL but I was told that if I don't make enough to qualify for business deductions on my taxes, they can't consider my activities commercial in nature. Either way talk to your insurance agent. If necessary add an umbrella liability policy. They are not that expensive and add a lot of coverage.<br></div><div class="gmail_extra"><br><div class="gmail_quote">On Thu, Sep 20, 2018 at 12:40 PM, John T. Blair <span dir="ltr"><<a href="mailto:jblair1948@cox.net" target="_blank">jblair1948@cox.net</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
<div><span class="">
<font size="3">At 10:38 AM 9/20/2018, <a href="mailto:eric@megageek.com" target="_blank">eric@megageek.com</a> wrote:<br><br>
></font><font size="2">I just wanted to start a little conversation
about a question that bothers me (albeit very
little.)</font><font size="3"> <br>
></font><font size="2">When someone brings their vehicle to your garage,
do you do the work or do you let them do <br>
</font><font size="3">></font><font size="2">it?</font></span><font size="3">
<br><br>
Eric,<br><br>
Apparently Canada isn't as sue happy as the US. I have always
helped people <br>
work on their cars. But about 15 yrs ago, I did some work on the
carb. on a <br>
neighbors car. When I was finished, I told her what I'd done, and
that the work was to the fuel system. I also (I guess I made a
mistake) told her that if she smells gas not to keep driving the car, and
call me or have the car towed to as shop.<br><br>
This lady bearly knew where the key went, and I know she didn't have any
idea she was sitting on a bomb. I guess she's never watch any
action shows on TV or <br>
the movies.<br><br>
That got me to thinking. If I work on someone's car for free or
they give me <br>
some money, and then something happens to the car, what's going to
happen?<br>
For example, I work in the brakes, and the engine catches fire, I
change the right <br>
front tire for them, and the left rear wheel falls off while they are
driving. You hear <br>
this kind of thing all the time at the shops.<br><br>
Well I don't have insurance to cover me as a mechanic. So if they
sue me, I <br>
loose everything I have. That doesn't seem like a good return on my
efforts which I gave for free, or they gave me a few dollars
for.<br><br>
So now, I will only HELP people work on their cars. I will supply
the knowledge, education and tools. But they are going to turn the
wrenches. If there's a <br>
problem I'll step in to help. But now if they changed the air
filter and the rear <br>
wheel falls off, they can't sue me. Well they can, but they are
equally or more <br>
culpable then me.<br><br>
As to knowing what tools will be needed and where they are, I handle
that. I'll give<br>
the a task to start working on, then I'll get the tools they'll need
next. I'm free to<br>
walk around and get the tools for them. Don't have to have
everything laid out <br>
like a surgeon.<br><br>
Now when they're done, if they give me a couple of bucks, I look at it as
it was for<br>
the class not the work!<br><br>
John<br><br>
<br><br>
<br>
</font><blockquote type="cite" class="m_1754676428436097735cite"><span class=""><font size="2">Here is the
context, due to my garage, everyone I offer to help brings their vehicles
to me to fix. Once there, I do the work for the most part. I
enjoy doing it, so it's no big deal.</font><font size="3"> <br><br>
</font><font size="2">But a few people commented that they expected to do
most if not all the work once there.</font><font size="3"> <br><br>
</font><font size="2">I understand that they may enjoy working on the cars
as well, but here is my thought about it...</font><font size="3"> <br><br>
</font><font size="2">One, since it's my garage, I know where every tools,
part, etc is located. I know what I have and don't have. When
doing the work, I know what equipment I have will work the best for the
situation.</font><font size="3"> <br>
</font><font size="2">Also, I also know where to put everything back when
I'm done.</font><font size="3"> <br><br>
</font><font size="2">This is the fastest and most effective way to do the
work in my opinion. </font><font size="3"><br><br>
</font><font size="2">I realize that this takes away their ability to learn
through first hand experience, but I do include them in the work when
possible.</font><font size="3"> <br><br>
</font><font size="2">So, what is the proper way to handle this? Is
it a "home rule" thing, or a should I step aside and let them
do all the work?</font><font size="3"> <br><br>
</font><font size="2">One more thing, if they are doing the work and break
something on their car that requires a trip to the auto parts store, I
now have to drive them there (this I don't like.) At least if I
break it, I don't mind the trip as much.</font><font size="3"> <br><br>
</font><font size="2">What's your take?</font><font size="3"> <br>
</font></span><font size="2"><br><br><span class="">
Sent from my Commodore 64 on a 2400 Baud Modem.<br>
Tech Viper<br>
"Be as beneficent as the sun or the sea, but if your rights as a
rational being are trenched on, die on the first inch of your
territory." Ralph Waldo Emerson </span></font><font size="3"><br><span class="">
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<div>John T. Blair WA4OHZ email:
<a href="mailto:jblair1948@cox.net" target="_blank">jblair1948@cox.net</a></div>
<div>Va. Beach,
Va
Phone: (757) 495-8229</div>
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