[Shop-talk] using paypal

[Nolan]

So far, knock on wood, I've not been burned on or by paypal, yet.

I've had what used to be called a pro account for so long, I've no idea if 
they still have the lower accounts that will let you receive a payment 
without a fee.  But, if it's a credit card payment, you'd need a pro 
account, and it's something like a 5% fee they skim off the top.

If it's an e-bay sale, if the customer does a chargeback paypal typically 
freezes your account, then transfers the money back to the buyer, and then 
considers investigating.  In that order from what I hear.  Safest course of 
action is to immediately transfer the funds to your bank account.  But 
that's no guarantee either, as I've heard it boths ways, they can they 
cannot access your bank account to cover chargebacks.