[Shop-talk] Service Line Protection Programs?

[BSHolden at aol.com]

As is typical with all insurances.....the insurance company takes your  money 
and will be damned to pay on a claim without negotiation.
Kinda like home warranties, of which I advise all of my clients to avoid.  
Insurance is nothing more than legalized gambling.
Save your money for the casinos, where you can expect a better ROI.
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In a message dated 6/23/2008 1:41:46 P.M. Central Daylight Time,  
doug at dougbraun.com writes:

My water  company has been sending me stuff warning of
the horrors I would experience  if the water or sewer
lines from the curb to my house were to fail,  and
urging me to subscribe to their protection program
(for about $14  per month).

Does anyone know if these plans are ever useful  in
practice?  Or are they crippled by exclusions,
deductibles,  etc?

I guess their potential value would depend on the
likelihood of  having problems with the lines.  My
house was built in the mid '70's,  and is about 120
feet from the curb, with a bunch of decent-size  trees
between the house and the curb.  I have lived here
only three  years, and have had no trouble with roots,
etc. What is the typical life  expectancy of a sewer
line, anyway?







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