[Land-speed] Theft Insurance and the rebates......

[NT788 at comcast.net]

Come on just send them more money, after all their doing it for you! Jack
 -------------- Original message ----------------------
From: James Stewart <fourdoorshitbox at hotmail.com>
> Hey I don't want to sound too cynical, but insurance is a bit like marriage ,
> in more ways than you think.....for starters
> 1./ Inevitably it doesn't matter how much money you give them or how little
> grief you cause them they'll eventually take you for granted.
> 2./They'll get tired of , er , "doing " you and will need to find stranger and
> stranger ways in order to maintain their interest in even dealing with you.
> 3./Everything, everything, is your fault
> 4./In sickness and in health?........sorry but that was a pre-existing
> condition which you hadn't divulged and frankly by even attempting to claim
> you're committing a criminal act.......
> > The reason I bring this to this list is to share my experiences with the >
> Insurance company in the claims process. It seems they have a new policy of >
> "holding back" 20% of anything over $500 to insure that claimants do indeed >
> purchase replacements of equipt reported lost. A helmet at $300 is under the >
> $500, but the tires at over $500 a set were in this catagory.They will send >
> you the "held back" 20% on receipt of proof of purchase of that item after you
> > buy it. Initially the time period was quoted as six months after the initial
> > incident, but further calls seemed to lengthen this period. > Sounds like
> rebates, we usually forget to send them in after the purchase > memory fades.>
> I don't know how long this policy has been in effect, I just though I'd >
> share in case somebody out there has a similar experience.> Could be worse,
> could be the beginning of the season, or the day before I > planned to leave
> for Maxton, or (shudder) Maine. > BOB W > > > >
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