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<div dir="ltr">Buyer beware with all insurance on classic/exotic cars as mileage is only part of their limitations.
<div>I was a long time user of Leland West. I had a new purchase, had the agreed value, etc and submitted the usual pix of the car in its secure facilities ( my garage). I got a cancellation notice of my entire policy when they saw in one of my photos of one
several cars on the 4 post lift in my garage. They would only insure me going forward if I wrote a limitation of liability re any claim which involved my lift. That was on top of all the other limitations of liability they had and going thru the hassle of
filling in a questionnaire every 6 months tracking my mileage. So I did draft the waiver for them and immediately sought and found another underwriter to cover my cars and dropped LeLand like a hot potato. I think they have since changed owners or whatever
but I never had a claim etc. it’s typical insurance that if there is a risk they either won’t cover it or want exorbitant premiums<br>
Stepping off the soap box , caveat emptor: READ THE FINE PRINT !<br>
<div dir="ltr">Regards,
<div>Richard C</div>
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<blockquote type="cite">On Dec 22, 2019, at 16:28, Michael MacLean <rrengineer.mike@att.net> wrote:<br>
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<div dir="ltr" data-setdir="false">Not to keep this going, but JC Taylor only mentions another regular use car. I also asked them who could drive it. They said occasionally anyone with my permission.</div>
<div dir="ltr" data-setdir="false">Mike MacLean<br>
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<div>On Sunday, December 22, 2019, 2:23:38 PM PST, Len and/or Marge Hartnett <thehartnetts@earthlink.net> wrote:
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<div>I stand corrected if I mis-spoke. Mike is possibly correct when he says, "...a regular commuter car...". One extra may be all that is needed.</div>
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<div>Len</div>
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<blockquote style="BORDER-LEFT:#000000 2px solid;PADDING-LEFT:5px;PADDING-RIGHT:0px;MARGIN-LEFT:5px;MARGIN-RIGHT:0px;">
<div style="FONT:10pt arial;">----- Original Message ----- </div>
<div style="FONT:10pt arial;BACKGROUND:#e4e4e4;"><b>From:</b> <a rel="nofollow" shape="rect" title="rrengineer.mike@att.net" ymailto="mailto:rrengineer.mike@att.net" target="_blank" href="mailto:rrengineer.mike@att.net">
Michael MacLean</a> </div>
<div style="FONT:10pt arial;"><b>To:</b> <a rel="nofollow" shape="rect" title="ynotink@msn.com" ymailto="mailto:ynotink@msn.com" target="_blank" href="mailto:ynotink@msn.com">
WILLIAM B LAWRENCE</a> ; <a rel="nofollow" shape="rect" title="healeys@autox.team.net" ymailto="mailto:healeys@autox.team.net" target="_blank" href="mailto:healeys@autox.team.net">
Healeys</a> </div>
<div style="FONT:10pt arial;"><b>Sent:</b> Sunday, December 22, 2019 10:06 AM</div>
<div style="FONT:10pt arial;"><b>Subject:</b> Re: [Healeys] Off Reservation</div>
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<div dir="ltr">That is true Bill. JC Taylor requires it being garaged and you own a regular commuter car, and limited to approximately 4000 miles a year.</div>
<div dir="ltr">Mike M<br clear="none">
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<div>On Saturday, December 21, 2019, 11:20:20 PM PST, WILLIAM B LAWRENCE <<a rel="nofollow" shape="rect" ymailto="mailto:ynotink@msn.com" target="_blank" href="mailto:ynotink@msn.com">ynotink@msn.com</a>> wrote:
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I'm not sure any of these companies will insure a car unless it is garaged.</div>
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Bill Lawrence</div>
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BN1 #554</div>
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<div dir="ltr" id="yiv3451689208divRplyFwdMsg"><font style="FONT-SIZE:11pt;" face="Calibri, sans-serif" color="#000000"><b>From:</b> Healeys <<a rel="nofollow" shape="rect" ymailto="mailto:healeys-bounces@autox.team.net" target="_blank" href="mailto:healeys-bounces@autox.team.net">healeys-bounces@autox.team.net</a>>
on behalf of Michael MacLean <rrengineer.mike@att.net><br clear="none">
<b>Sent:</b> Saturday, December 21, 2019 1:49 AM<br clear="none">
<b>To:</b> ronfineesq@earthlink.net <ronfineesq@earthlink.net>; Healeys <healeys@autox.team.net><br clear="none">
<b>Subject:</b> Re: [Healeys] Off Reservation</font>
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<div>Same conditions for JC Taylor.
<div id="yiv3451689208x_yMail_cursorElementTracker_1576892950867">Mike M<br clear="none">
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<div id="yiv3451689208x_ymail_android_signature"><a rel="nofollow" shape="rect" id="yiv3451689208x_ymail_android_signature_link" target="_blank" href="https://go.onelink.me/107872968?pid=InProduct&c=Global_Internal_YGrowth_AndroidEmailSig__AndroidUsers&af_wl=ym&af_sub1=Internal&af_sub2=Global_YGrowth&af_sub3=EmailSignature">Sent
from AT&T Yahoo Mail on Android</a></div>
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<div>On Fri, Dec 20, 2019 at 2:29 PM, Ron Fine</div>
<div><ronfineesq@earthlink.net> wrote:</div>
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<div>I don’t know about JC Taylor, but Hagerty (on my Healey) has an “agreed value” policy which pays the agreed value in the event of a total loss. You don’t have to argue with them what your car is worth. If it’s a total, you get the value you paid for with
the insurance. </div>
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<div>Ron Fine</div>
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<div><b>From:</b> <a rel="nofollow" shape="rect" title="rrengineer.mike@att.net">
Michael MacLean</a> </div>
<div><b>Sent:</b> Friday, December 20, 2019 11:25 AM</div>
<div><b>To:</b> <a rel="nofollow" shape="rect" title="engl@accesscomm.ca">'Bob England'</a> ;
<a rel="nofollow" shape="rect" title="healeys@autox.team.net">'Healeys'</a> ; <a rel="nofollow" shape="rect" title="healeybruce@roadrunner.com">
Bruce Steele</a> </div>
<div><b>Subject:</b> Re: [Healeys] Off Reservation</div>
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<div dir="ltr">OK, I will check out California Car Covers.. Seems to be a consensus there. I just got off the phone with both Hagerty and my present insurance provider for my Bugeye, JC Taylor. Hagerty wanted $147 per year full coverage. I gave them a value
of $6000. Just what I am paying for the car. To add it to my present policy with JC Taylor is an additional $67 per year. Kind of a no brainer. Although JC Taylor has a 4000 mile per year limit it should not be a problem. My Bugeye is lucky to get 500
miles per year these days. Splitting the mileage between the two should keep it under anyway.<br clear="none">
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<div dir="ltr">Mike MacLean<br clear="none">
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<div>On Friday, December 20, 2019, 11:11:52 AM PST, Bruce Steele <healeybruce@roadrunner.com> wrote:
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<p class="yiv3451689208x_yiv8312541888MsoNormal"><span>My Hagerty policy does not have a mileage limitation, and the only limitation is not racing it. As for car covers, I like California Car Cover. Wide selection of choices for indoor and outdoor protection.
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<p class="yiv3451689208x_yiv8312541888MsoNormal"><span>Bruce Steele</span></p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span>Brea, CA</span></p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span>1960 BN7</span></p>
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<p class="yiv3451689208x_yiv8312541888MsoNormal"><b><span style="FONT-SIZE:11pt;">From:</span></b><span style="FONT-SIZE:11pt;"> Healeys [mailto:healeys-bounces@autox.team.net]
<b>On Behalf Of </b>Bob England<br clear="none">
<b>Sent:</b> Friday, December 20, 2019 5:38 AM<br clear="none">
<b>To:</b> rrengineer.mike@att.net; 'Healeys' <healeys@autox.team.net><br clear="none">
<b>Subject:</b> Re: [Healeys] Off Reservation</span></p>
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<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA">Good Morning Mike</span></p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA"></span> </p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA">Some (most?) classic car insurance limits the amount of “daily driver” activities you can do with your classic car. I’d check with your insurance broker as he/she should
be able to provide you with some good advice on which way to go.</span></p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA"></span> </p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA">Bob</span></p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA">’65 BJ8</span></p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span style="FONT-SIZE:11pt;" lang="EN-CA"></span> </p>
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<p class="yiv3451689208x_yiv8312541888MsoNormal"><b><span style="FONT-SIZE:10pt;">From:</span></b><span style="FONT-SIZE:10pt;"> Healeys [</span><a rel="nofollow" shape="rect"><span style="FONT-SIZE:10pt;">mailto:healeys-bounces@autox.team.net</span></a><span style="FONT-SIZE:10pt;">]
<b>On Behalf Of </b>Michael MacLean<br clear="none">
<b>Sent:</b> December 19, 2019 8:48 PM<br clear="none">
<b>To:</b> Healeys<br clear="none">
<b>Subject:</b> [Healeys] Off Reservation</span></p>
</div>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span lang="EN-CA"></span> </p>
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span lang="EN-CA"> Going off the reservation a bit. This Saturday I am picking up a 1969 MGB GT from a local British car mechanic. Only two problems with it are a 2018 registration and a weak battery.
The engine has a Weber side draft carb, wire wheels, good paint and no radio. I wanted something I could lock up when I go in the store. At least I can drive it over the winter months.
</span></p>
<div id="yiv3451689208x_yiv8312541888yMail_cursorElementTracker_1576809830719">
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span lang="EN-CA"> What kind of insurance should I get for this car? Classic car insurance? Regular insurance will just insure it as an old car. I don't have room for it in my garage. What's a good car
cover?</span></p>
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<div id="yiv3451689208x_yiv8312541888yMail_cursorElementTracker_1576810015989">
<p class="yiv3451689208x_yiv8312541888MsoNormal"><span lang="EN-CA"> Don't worry, still have the Bugeye and the BN2. That won't change</span></p>
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<p class="yiv3451689208x_yiv8312541888MsoNormal" style="MARGIN-BOTTOM:12pt;"><span lang="EN-CA">Mike MacLean</span></p>
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