[Healeys] Off Reservation

Ron Fine ronfineesq at earthlink.net
Fri Dec 20 15:30:30 MST 2019

I don’t know about JC Taylor, but Hagerty (on my Healey) has an “agreed value” policy which pays the agreed value in the event of a total loss. You don’t have to argue with them what your car is worth.  If it’s a total, you get the value you paid for with the insurance.  

Ron Fine

From: Michael MacLean 
Sent: Friday, December 20, 2019 11:25 AM
To: 'Bob England' ; 'Healeys' ; Bruce Steele 
Subject: Re: [Healeys] Off Reservation

OK, I will check out California Car Covers.. Seems to be a consensus there.  I just got off the phone with both Hagerty and my present insurance provider for my Bugeye, JC Taylor.  Hagerty wanted $147 per year full coverage.  I gave them a value of $6000.  Just what I am paying for the car.  To add it to my present policy with JC Taylor is an additional $67 per year.  Kind of a no brainer.  Although JC Taylor has a 4000 mile per year limit it should not be a problem.  My Bugeye is lucky to get 500 miles per year these days.  Splitting the mileage between the two should keep it under anyway.

Mike MacLean

On Friday, December 20, 2019, 11:11:52 AM PST, Bruce Steele <healeybruce at roadrunner.com> wrote: 

My Hagerty policy does not have a mileage limitation, and the only limitation is not racing it.  As for car covers, I like California Car Cover.  Wide selection of choices for indoor and outdoor protection.  

Bruce Steele

Brea, CA

1960 BN7

From: Healeys [mailto:healeys-bounces at autox.team.net] On Behalf Of Bob England
Sent: Friday, December 20, 2019 5:38 AM
To: rrengineer.mike at att.net; 'Healeys' <healeys at autox.team.net>
Subject: Re: [Healeys] Off Reservation

Good Morning Mike

Some (most?) classic car insurance limits the amount of “daily driver” activities you can do with your classic car.  I’d check with your insurance broker as he/she should be able to provide you with some good advice on which way to go.


’65 BJ8

From: Healeys [mailto:healeys-bounces at autox.team.net] On Behalf Of Michael MacLean
Sent: December 19, 2019 8:48 PM
To: Healeys
Subject: [Healeys] Off Reservation

     Going off the reservation a bit.  This Saturday I am picking up a 1969 MGB GT from a local British car mechanic.  Only two problems with it are a 2018 registration and a weak battery.  The engine has a Weber side draft carb, wire wheels, good paint and no radio.  I wanted something I could lock up when I go in the store.  At least I can drive it over the winter months. 

     What kind of insurance should I get for this car?  Classic car insurance?  Regular insurance will just insure it as an old car.  I don't have room for it in my garage.  What's a good car cover?

     Don't worry, still have the Bugeye and the BN2.  That won't change

Mike MacLean

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