[Healeys] Insurance Question

[Dave Russell]

Hi Bob,

In my years of driving experience, 95% of my car damages have occurred 
in public parking lots, always "hit & run".

On my Healey, even a mild front, rear, or side bump would do several 
thousand dollars worth of damage. It doesn't even have one MPH bumpers.

I wouldn't dream of parking the car  in a crowded public lot.  I don't 
see how you could use it to "go shopping",  in most places,  without 
exposure to other driver's mistakes. I'm sure that my "collector" 
insurance company sees it the same way - thus their rules.

My daily drivers have sustained some fairly hard bumps with 
insignificant damage. Whole different situation than the Healey.

Regards,
Dave Russell
BN2



Atkinson, Robert wrote:

>  Next year, I want to use it as an everyday car during the warm
>  months. I have no problem with an annual mileage limitation that
>  comes with classic car registration in New Jersey but don't want an
>  insurance restriction on using it go shopping or to work, for
>  example.
>
>  Suggestions? Experiences? Better agent?
>
>  Thanks
>
>  Bob Atkinson