<html><head><meta http-equiv="Content-Type" content="text/html charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">Oops: <a href="http://retirement.pressbooks.com/" class="">http://retirement.pressbooks.com/</a><div class=""><br class=""><div><blockquote type="cite" class=""><div class="">On Nov 1, 2015, at 7:04 PM, Bill Babcock <<a href="mailto:Bill@ponostyle.com" class="">Bill@ponostyle.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><meta http-equiv="Content-Type" content="text/html charset=utf-8" class=""><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">The biggest problem with retirement is that we were all supposed to die at 62.7.That was the average life expectancy in 1935 when social security started. It’s also why the traditional pension funds are all broke—people just insisting on living too long.<div class=""><br class=""></div><div class="">For what it’s worth, I’m writing a book on the mechanics of retirement—financial, taxes, health, hobbies, etc. It’s really a project to get myself educated, I left my retirement funds in the hands of advisors while I was working, and didn’t pay much attention to it. When I started looking at what was going on I realized I needed to get up to speed quickly or I was going to be flipping burgers at 80. <div class=""><br class=""></div><div class="">I’ll eventually publish it on Amazon, but parts of it are more or less done, and it will always be free in blog form. It’s here at <a href="http://www.retirement.pressbooks/" class="">www.retirement.pressbooks</a>,com It might help. </div><div class=""><br class=""><div class=""><blockquote type="cite" class=""><div class="">On Nov 1, 2015, at 4:18 PM, Duncan Charlton <<a href="mailto:duncan.charlton54@gmail.com" class="">duncan.charlton54@gmail.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><meta http-equiv="Content-Type" content="text/html charset=utf-8" class=""><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">To add to what Bill said, those who are 50 today were born in 1965 and when they were old enough to notice cars, what was there to get excited about? 1974 to 1984 must have been the deadest years for interesting cars other than during WWII. But I disagree about TR3s. I’m 60 and my 64 year old brother and his friends all had inexpensive MGBs, TR3s, Morgans, Sprites, etc. so those were on my radar early. My age group may be getting smaller but more worrisome, on many levels, is that so many of my peers may not be able to afford to retire for a very long time, and if they can’t afford to retire, they probably can’t afford to chase a dream of vintage racing.<div class=""><br class=""></div><div class="">Duncan</div><div class=""><br class=""></div><div class=""><br class=""><div class=""><blockquote type="cite" class=""><div class="">On Nov 1, 2015, at 3:08 PM, Bill Babcock <<a href="mailto:Bill@ponostyle.com" class="">Bill@ponostyle.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><meta http-equiv="Content-Type" content="text/html charset=utf-8" class=""><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">Agreed. The fastest path to the end of vintage racing is to fail to understand that our vintage is not everyone’s vintage. The magic age for amateur race car drivers is 40—old enough to have money to do it, young enough to want to. People who are 40 today were born in 1975 and probably didn’t care anything about cars until 1985. Teenagers who lusted after a TR3 are 70 and older—less than nine percent of the population and getting smaller fast. <div class=""><br class=""><div class="">I don’t care nearly as much about what cars I run on the track with as I do about having races to run. The grids in American vintage racing have changed forever already—not because more modern cars are permitted, but because a lot of the cars that came to even local races are too valuable to risk, or too expensive to maintain, or just tired of racing against “vintage” production cars that turn non-vintage lap times. </div><div class=""><br class=""></div><div class=""><div class=""><br class=""><div class=""><blockquote type="cite" class=""><div class="">On Nov 1, 2015, at 10:45 AM, Terry Stetler <<a href="mailto:tlizzard@msn.com" class="">tlizzard@msn.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><div style="font-family: Verdana; font-size: 13px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class=""><div class="">As someone with CRX on track experience, and also a guy that loves his street TR3 and keeps one very fast race TR3 going, I don't think that dissing the modern sports cars is really good for us overall.</div><div class=""> </div><div class="">As has been mentioned previously, interest in "our" cars is fading, as is interest in automobile enthusiasm in general. Now is not the time for "interservice rivalry", as it were. We need to embrace all of the many forms</div><div class="">that are the sportscar, and indeed motorcar enthusiasm in general. We need to keep our love alive, and to bring up another couple generations of enthusiasts who will come to cherish "our" cars, and keep them alive well into the future.</div><div class=""> </div><div class="">Oh, the spec Miata lap record at Mid Ohio is now down to a hair over 1:40. Just sayin', and that was not done by bumping each other, but by proper application of good driving skills.</div><div class=""> </div><div class=""> </div><div class="">Terry Stetler</div></div><span style="font-family: Verdana; font-size: 13px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; float: none; display: inline !important;" class="">_______________________________________________</span><br style="font-family: Verdana; font-size: 13px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class=""><a href="mailto:fot@autox.team.net" style="font-family: Verdana; font-size: 13px; font-style: normal; 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