<html><head></head><body><div style="color:#000; background-color:#fff; font-family:garamond, new york, times, serif;font-size:24px"><div id="yui_3_16_0_1_1453994209490_94441" dir="ltr">The statisticians and actuaries that crunch the numbers that drive all the decisions at insurance companies don’t evaluate causality, only “probabilities” as determined by dumb numbers. That’s how they rationalize things like deciding you are a “bad risk” because someone else hit your wife’s car.</div><div id="yui_3_16_0_1_1453994209490_94495" dir="ltr"><br></div><div dir="ltr">Gary McCormick</div><div id="yui_3_16_0_1_1453994209490_94497" dir="ltr">San Jose, CA</div><div dir="ltr">SRL311-13291<br></div><div id="yui_3_16_0_1_1453994209490_94323"><span></span></div><br> <div id="yui_3_16_0_1_1453994209490_94477" class="qtdSeparateBR"><br><br></div><div style="display: block;" id="yui_3_16_0_1_1453994209490_94502" class="yahoo_quoted"> <div id="yui_3_16_0_1_1453994209490_94501" style="font-family: garamond, new york, times, serif; font-size: 24px;"> <div id="yui_3_16_0_1_1453994209490_94500" style="font-family: HelveticaNeue, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: 16px;"> <div id="yui_3_16_0_1_1453994209490_94499" dir="ltr"> <font face="Arial" size="2"> <hr size="1"> <b><span style="font-weight:bold;">From:</span></b> dave n via Datsun-roadsters <datsun-roadsters@autox.team.net><br> <b><span style="font-weight: bold;">To:</span></b> Datsun <datsun-roadsters@autox.team.net> <br> <b><span style="font-weight: bold;">Sent:</span></b> Thursday, January 28, 2016 7:14 AM<br> <b><span style="font-weight: bold;">Subject:</span></b> Re: [Roadsters] Hagerty Ins<br> </font> </div> <div id="yui_3_16_0_1_1453994209490_94508" class="y_msg_container"><br><div id="yiv5177552338"><div id="yui_3_16_0_1_1453994209490_94507" dir="ltr">
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<div>I think I can really speak to that issue. </div>
<div id="yui_3_16_0_1_1453994209490_94504"> </div>
<div id="yui_3_16_0_1_1453994209490_94510">I had several claims in a very short period. during that same time,
my wife’s car was hit by someone with no insurance, so we had to file a claim
with our regular insurance carrier.</div>
<div id="yui_3_16_0_1_1453994209490_94514"> </div>
<div id="yui_3_16_0_1_1453994209490_94512">before that, and since then, I’ve had no claims with my new insurance
company or my regular insurance company (still the same one).</div>
<div id="yui_3_16_0_1_1453994209490_94516"> </div>
<div id="yui_3_16_0_1_1453994209490_94518">I think you know where I am going with this. Hagerty paid the claims
promptly, and I took the opportunity to have some items replaced that were in
the vicinity but weren’t actually damaged. so they pay claims
promptly, and generously. but they decided I was a bad risk, and mentioned
my wifes claim as part of the reason.</div>
<div> </div>
<div>I’ll put in a plug for Philadelphia Indemnity Insurance Company (Grundy
Worldwide); they are my new carrier and have really great rates.
1-888-6GRUNDY</div>
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<div class="yiv5177552338yqt2503356889" id="yiv5177552338yqtfd80484"><div style=""><b>From:</b> <a title-off="" rel="nofollow" shape="rect" title="datsun-roadsters@autox.team.net" ymailto="mailto:datsun-roadsters@autox.team.net" target="_blank" href="mailto:datsun-roadsters@autox.team.net">Robert Heatwole via
Datsun-roadsters</a> </div>
<div><b>Sent:</b> Thursday, January 28, 2016 8:34 AM</div>
<div><b>To:</b> <a title-off="" rel="nofollow" shape="rect" title="hrhaslett@yahoo.com" ymailto="mailto:hrhaslett@yahoo.com" target="_blank" href="mailto:hrhaslett@yahoo.com">hrhaslett@yahoo.com</a> </div>
<div><b>Cc:</b> <a title-off="" rel="nofollow" shape="rect" title="datsun-roadsters@autox.team.net" ymailto="mailto:datsun-roadsters@autox.team.net" target="_blank" href="mailto:datsun-roadsters@autox.team.net">Rick Stayner via
Datsun-roadsters</a> </div>
<div><b>Subject:</b> Re: [Roadsters] Hagerty Ins</div></div></div></div><div class="yiv5177552338yqt2503356889" id="yiv5177552338yqtfd04747">
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<div>I've been with them for about 10 years. Great to deal with. I also have
coverage from them on project cars. Like others though, I have no claim
experience.</div>
<div> </div>
<div>Al</div></div></div></div></div></div></div></div><br><div class="yqt2503356889" id="yqtfd00541">________________________________________<br clear="none"><br clear="none"><a shape="rect" ymailto="mailto:datsun-roadsters@autox.team.net" href="mailto:datsun-roadsters@autox.team.net">datsun-roadsters@autox.team.net</a><br clear="none"><br clear="none">Donate: <a shape="rect" href="http://www.team.net/donate.html" target="_blank">http://www.team.net/donate.html</a><br clear="none">Archive: <a shape="rect" href="http://www.team.net/archive" target="_blank">http://www.team.net/archive</a><br clear="none">Forums: <a shape="rect" href="http://www.team.net/forums" target="_blank">http://www.team.net/forums</a><br clear="none">Unsubscribe: <a shape="rect" href="http://autox.team.net/mailman/options/datsun-roadsters/gkmcc@sbcglobal.net" target="_blank">http://autox.team.net/mailman/options/datsun-roadsters/gkmcc@sbcglobal.net</a><br clear="none"><br clear="none"><br clear="none"></div><br><br></div> </div> </div> </div></div></body></html>