[6pack] Hagerty rip off?

[Vance Navarrette]

	My experience was exactly the opposite.

	My agent wanted to write a regular policy for my car, costing in
excess of $500/year. I asked if there was any way to get a reduction,
since the car was only driven in fair weather, and was not my daily
driver. He said the only policy he offered was a collector policy, which
only permitted the car to be driven to and from car events such as shows
and parades.

	Hagerty issued a declared value policy for less than $150/year
with a couple of provisions:

	1. Car is stored indoors
	2. No teen drivers
	3. Not my daily driver
	4. Car is at least 25 years old

	No annual mileage limit and I did not need an appraisal. I
thought Hagerty was a screamin' deal.

	Vance

-----Original Message-----
From: 6pack-bounces at autox.team.net [mailto:6pack-bounces at autox.team.net]
On Behalf Of David Friedlander
Sent: Thursday, September 02, 2010 10:38 AM
To: 6pack at autox.team.net
Subject: Re: [6pack] Hagerty Car Ins. up 14%??


  I am not sure I understand the benefit of using insurers like Hagerty,

Leland, Grundy
and the like....

I simply took my Six to a local reputable classic vehicle assessor and 
took his assessment
document to my State Farm agent who insures all my other cars, too. He 
promptly wrote me
a comprehensive policy for the full appraised value of the car. I'm not 
sure I see the benefit
offered by "classic" car insurance companies. Seems like fancy wrappings

for a rather generic
product (car insurance) giving them a pretext upon which to charge a 
premium for their premiums!

Dave Friedlander
'74-Six