| I have my Spitfire and 2 Sports 6's insured with Hagerty. 0 deductable 
and 100/300 liability and Agreed value.  Costs $140/year for all 3!!!!
They have a 2 or 3 page application which asked for details of how you 
use the car and how many miles/yr. I told them my milage (1500 /car/yr) 
and that I do use my cars for occasional errands / pleasure driving but 
not as back up transportation. Based on this they wrote me the insurance 
and I have a copy of the application in case of a claim leading questions 
of how the car was being used. Based on this I feel safe with this low 
cost insurance. BTW, my State Farm agent looked at the policy and saw no 
reason not to go for it.
Dan
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