One of our clients has a 1980 Mercedes 450SL insured with Grundy.
$26,000 agreed value
$500,000 liability
Full tort
NO deductible
Premium is $221 a year.
It covers spare parts in the garage, towing, trip interruption, and medical
expenses at auto shows.
Allen Hefner
Norristown, PA
*Current:*
2006 Chebbie
*Former:*
1963 Sunbeam Alpine Series III
1967 Triumph TR4A IRS
1964 VW Type I
1967 VW Type II
1967 Rover 2000TC
1977 MG Midget
On Thu, Aug 4, 2011 at 3:37 PM, Rick Bastedo <rbastedo@gmail.com> wrote:
> I do the same with State Farm, but I asked them to lower my deductible from
> $500 to $250 and to increase my PIP and also to add towing.
> As an old Jewish personal injury attorney once told me, PIP is the cheapest
> and best insurance you can buy - get as much as you can afford.
> They had no problem at all when I told them I'd most likely be driving it
> 5,000 miles this summer to the Midget 50th.
> They also said they needed to adjust the value up after I painted it and
> put
> the Bugeye front on.
> I do not know if it is agreed value or not - sounds like I need to find
> out.
> I told them I wanted it insured for $8000 and they said they needed to
> submit that to underwriting - so does that mean anything?
> Also they said my windshield is covered with a $100 deductible on my
> comprehensive.
> All this for about $100 per year? Nice!
>
> Rick Bastedo
>
>
> - = =
> From: Peter Caldwell <peter@nosimport.com>
> To: J Foster <tr3.4.me@gmail.com>,Spridget list <spridgets@autox.team.net>
> Date: Thu, 04 Aug 2011 11:12:56 -0500
> Subject: Re: [Spridgets] I know this is boring but I need insurance
> recommendations
> Me too with my 64 Mini.... though a little more value. Same deal. No
> hassles, but then, no claims, either.
> Peter C
> ==
> At 10:55 AM 8/4/2011, J Foster wrote:
> I simply added my 73 Midget to my existing State Farm policy. Insured
> as an "antique vehicle" with an "agreed value". NO limitations as to
> mileage or usage except not to be used as a primary vehicle for
> day-to-day use. My agent took a few pictures for their records and
> and agreed the vehicle was valued at $6k with no requirement to have
> the car appraised.
>
> Cost me all of $42 every 6 months for full coverage.
> _______________________________________________
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