Adrian -
I don't know about other folks, but every year in late fall I send my
insurance agent a letter taking the liability coverage off of my MG,
leaving what is called over here "Comprehensive" in place. "Comprehensive"
coverage is fire, theft, vandalism, etc. In the spring, I get the
liability added back on.
I can do this because there are only three times that proof of liability
insurance is required in Ohio: (1) if you have an accident, (2) if you get
pulled over, and (3) when you renew your license plates. Since my plates
renew in May, I have liability coverage in place well before then.
Don't know if this line of thought will help you or not.
Chris Kotting
ckotting@iwaynet.net
On Monday, April 13, 1998 12:55 PM, J. Adrian Barnes [SMTP:adrian@icx.net]
wrote:
> All these insurance posts reminded me of something I asked
> my insurance company and wasn't too happy with the reply
> (not that it really made sense), so I thought I would see
> what your experiences were.
>
> My car is sitting in pieces in the garage. I won't be
> driving it for awhile, and it isn't driveable. So there is
> no need for auto insurance. My question is this (and excuse
> me if this was discussed and I just missed it): what
> happens if your house burns down or something and the car is
> destroyed, along with your house and/or other household
> goods? Should a homeowners policy cover it? My insurance
> company said it still needed an auto policy, but at this
> point, it isn't a car...it is parts. What are your thoughts
> and/or experiences?
>
> adrian
>
> --
> -----------------------------------
> J. Adrian Barnes
> adrian@icx.net
>
> icq: 5121878
> http://user.icx.net/~adrian/midget/
> http://user.icx.net/~adrian/
>
> -----------------------------------
>
|