I am glad to see that someone else brought this issue up, since I also
didn't want to rehash...I looked into the "classic" car insurance and was
dismayed by their restrictions too. My insurance company wants us to get an
appraisal so that they can base the rates on that. Has anyone else done
this? I guess I can visit the yellow pages, but short of asking "do you
appraise many LBCs" I wonder how I can find a good shop. I also wonder
what a reasonable charge would be. Any suggestions? Thanks.
Kim Alford
71 TR6
Shoreline, WA.
-----Original Message-----
From: owner-triumphs@autox.team.net [mailto:owner-triumphs@autox.team.net]
On Behalf Of Bob Jones
Sent: Sunday, April 04, 1999 8:23 PM
To: triumphs@autox.team.net
Subject: Insurance
Over the last year their has been several discussions about insurance
for our Triumphs. I don't want to hash over the same old ground but it
seems that the problem hasn't been solved. For example I have my
regular insurance with USAA, perhaps the best company in the country, or
at least among the best. Full coverage for my 74 TR6 is $132.50/6months
but I'm not fooling myself about true value should I total the car.
They have a secondary company that offers classic car insurance with all
of the normal restrictions including one real joke "you must never leave
the car unattended in a parking lot". These type polices are for trailer
queens in my opinion. Does anybody know of a reputable company that
will insure for non business use with an agreed value without the silly
restrictions. I don't mind reasonable mileage limitations, garage
requirements, fairly high premiums, etc. but the "you can't drive it
except to club meetings or in parades or scenic drives" is a little too
much.
Thanks,
Bob
|