I have to agree. My wife has Allstate and has for may years without a claim.
Her son ran the car onto a guard rail to the tune of $600 They told her she
would be better off paying it herself because her rates would go up and by
the time they went down she would have paid more than $600.
Andy
On 05/09/98 09:04 AM Phil Smith said...
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>>Over the last ten years I figure I have paid out $25,000 for car and
>>house insurance with State Farm.I bumped a workmates Miata the other
>>day, no damage to my car, his fender crumpled up like tissue paper. Got
>>two estimates, one for $362, one for $438. Told the insurance, and they
>>had their estimator look at it.Now, I have had no claims in twenty years
>>on any car,house etc, and they told me if their estimate is under $400
>>it won't go on my record. If its over $400 and I have an accident in the
>>next three years, my premiums will go up 30%. So guess what they
>>appraised the damage at. Yep, $400 and 25CENTS!And they are rated as
the
>>best Company in Delaware.Then the local rep's assistant said since I had
>>a $500 deductible I would have to pay anyway, which is totally
>>incorrect, that only would apply to my car.Well, I got that off my
>>chest,. now back to work.
>>Stu
>At the turn of the century, in New York City, and other large cities where
>newly arrived immigrants settled, and opened their small businesses, and
>shops,the local Mafia, then called " The Black Hand " would come around
to
>the shop owners weekly and collect insurance money.If the immigrant
shop
>owner refused, he was beaten, killed or his business/ shop was burned
down.
>In my mind there is no difference between this practice and what occurs
>today? Now it's legal, laws have been passed to give respecability to this
>thievery.
>I don't see any difference between Organized Crime and the Insurance
>Industry and in fact believe they are one and the same.
>
> Phil Smith
> 69 TR6
> " More Dreams Than Money "
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