Robert,
The various enthusiasts publications such as Autoweek, Hemmings Motor News, and
others have advertisements by classic car insurers, or you can do a web search.
Just pay attention to the use restrictions and guidelines since this varies
greatly compared to classic car insurance programs offered in the UK and also
whether the physical damage coverage for the vehicle is provided on a Stated
Amount or Agreed Value basis. These days, most companies offer Agreed Value and
that is what you want.
If PIP is mandatory in your state, I doubt that it can be eliminated or reduced
to less than the minimum, but since I am not licensed in your state I cannot
offer any more meaningful comment.
Welcome to the US and good luck.
jay fishbein
wallingford, ct
Robert Latham wrote:
> I'm a Brit who imported myself and my Bugeye to Colorado at
> the begining of the year. I used to pay about $160 a year
> for fully comp insurance in the UK , which covered replacing the car
> with a fixed value of $12,000 and limited mileage of 3000
> miles a year.
>
> To get on road I added myself to my girlfriends USAA policy
> and it costs nearly twice the UK amount and only for 6
> months.
>
> Are there insurance companies that specialize in "Classic
> Cars" as they do in the UK ?, or am I already getting a
> good rate ?
>
> Also in CO Personal Injury Protection is mandatory - this
> seem to the major cost - can I reduce this given I have regular
> health insurannce
>
> Thanks
>
> Robert
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