And don't forget to get a neck brace for when the insurance company starts
snooping around! :)
Joe
Dan Buettner wrote:
>
> Bob --
>
> Well, at least you lived to tell the tale. That is far more
> important than Algy, though I certainly understand the feeling in the
> pit of your stomach right now.
>
> Definitely get an estimate. Talk to your own insurance agent first
> thing in the morning and go over your options with him/her.
>
> Remember a few things:
>
> 1) You're alive.
>
> 2) You did nothing wrong, and the other guy's insurance company is
> going to pay up.
>
> 3) If they give you a low-ball estimate on the value of your car, you
> *can* argue with them. Find some photos of your car (before the
> wreck), and get some people who have experience with the car to sign
> statements that it was as you describe. Then locate Spits in similar
> condition for sale with prices that support your own price claim, and
> offer them up as evidence.
>
> 4) They can, and will, give you the "totalled" dollar value of your
> car in most states, and leave you with ownership of what's left. If
> you choose to, you can then invest the settlement check plus your own
> money into fixing Algy, rather than replacing him.
>
> 4) Shop around on repair estimates; they'll vary.
>
> 6) You're alive.
>
> I hope this is of some help!
>
> Dan
>
> Hey all:
> >
> >Out for a drive this evening, my spit got t-boned.....Someone entered
> >the road from my left (through a stop sign) and managed to get up enough
> >speed to destroy my spit. (hit hard enough that the fire extinguisher
> >went off). Needless to say, I think my Spit (Algy was his name, God
> >bless 'im) is done. The car hit just forward of the driver door (right
> >at the hood latch....must be some sort of target.) So now, the drivers
> >door doesn't open, the hood won't open, and the passanger door is
> >buckled (and won't open). (as well as the driver sill). Actually, the
> >car bent around the point of impact (and saved me).
> >
> >So, now what? Get an estimate and repair it? I suspect it will be
> >totaled. Anyone know a knowledgable body shop in Minnesota, (USA)?
> >Whats a fella to do? This is the only accident that I've ever been in.
> >How do I make them fix my car? Can I make them fix it? Whats a rust
> >free, new paint (3 yrs old) no dents, no dings, clean interior, no
> >leaks, drive anywhere spit worth? Where am I gonna find another?
> >
> >Worried Sick (I think I'm gonna cry),
> >
> >Bob Hill
> >Maplewood, MN
>
> --
> * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
> Dan Buettner - Des Moines, Iowa - mailto:danb@thelittlemacshop.com
>
> 1977 Spitfire, FM64159U, now with an O too. In need of a
> comprehensive restoration (again), but will have to wait its turn in
> storage.
>
> 1957 TR3, TS15098L. Needs an O. Undergoing frame-off restoration
> begun 9/99.
>
> 1988 Honda Civic 4WD Wagon. 179,500 miles. Gets me to work and back
> home again every day. No home page. (go figure)
>
> Visit the Team.Net Triumph list member pages at:
> http://www.thelittlemacshop.com/trsite/index.html
> Photos, downloads, member bios, and more!
|