In the case of my Spitfire I insure it for a fixed value ($7,500 - that's
what it cost me new in 79), kind of like a life insurance policy. Then if
it were to get "totaled" I have $7500 to fix it or buy another.
Unfortunately it doesn't sound like the Gremlin owner did that, so the
insurance company will probably only give her "replacement" value for the
car.
Reid
'79 Spitfire (original owner)
-----Original Message-----
From: John T. Blair [mailto:jblair@exis.net]
Sent: Tuesday, August 17, 1999 6:42 PM
To: Bricklin@autox.team.net; british-cars@autox.team.net;
morgans@autox.team.net; Spitfires@autox.team.net
Subject: Insurance
Hey gang,
I'm looking to the collective knowledge. I'm doing a series on Car
insurance for The Brickline - the quarterly magazine for Bricklin
International.
Along with this, I received a call the other day from a young lady. She has
a 77 Gremlin that has been in her family since new, never been hit. Well
someone pulled out in front of her and she now needs a front clip. The
problem, I'm sure the insurance co. (the person that hit her - was at fault)
will want to total the car.
So the question to you all, is how do you fight the ins. co. She wants the
car fixed. So in addition to how to fight it, I'm looking for stories on
how you fought the ins. co. and won!
TIA
John
John T. Blair WA4OHZ email: jblair@exis.net
Va. Beach, Va Phone: (757) 495-8229
48 TR1800 65 Morgan 4/4 Series V (B1109)
71 Saab Sonett III (71500840) 75 Bricklin SV1 (0887) 77 Spitfire
Morgan: www.team.net/www/morgan
Bricklin: www.bricklin.org
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