I have my two '77 MGBs insured with State Farm. I want to move to a declared
value policy (which they will do), but I'm not sure how to get the value.
They seemed to want a value from an appraiser but I haven't been able to
find one. Any hints as to how to approach this? With my current policy they
state they do some "investigating" to determine the value including using
Blue Book values, etc.
Mark
-----Original Message-----
From: Ken Waringa [mailto:kwaringa@dynsys.com]
Sent: Tuesday, June 06, 2000 3:21 PM
To: Bill Saidel; Ajhsys@aol.com
Cc: mgs@autox.team.net
Subject: RE: Classic Car Insurance
I've got my 71 TR6 (no flames please) insured with Hagerty. I told them in
the application that I would be driving to work occasionally, (which I do
maybe twice a week) and using the car for other miscellaneous drives not
related to show. It's only costing me about $70.00 per year with a $6000
value. I have a friend locally that has a 76 Rolls and a TR4A that he has
with Hagerty. He has had a few claims which he said were handled very
quickly with out question. He got full value for the repairs and is very
happy with them. I'll give them a try for a year and see how they work out.
If everything is ok I'll stick with them. If not, I'll look elsewhere.
Just my $.02
Ken Waringa
-----Original Message-----
From: owner-mgs@autox.team.net [mailto:owner-mgs@autox.team.net] On Behalf
Of Bill Saidel
Sent: Tuesday, June 06, 2000 8:24 AM
To: Ajhsys@aol.com
Cc: mgs@autox.team.net
Subject: Re: Classic Car Insurance
Allen and everyoneelse,
Hagerty priced a comparative policy for my 76B that was 1/10th
Allstate's price.
That is a kind of amazing difference. I find it such a difference that I
begin to distrust Hagerty (why not distrust Allstate ????...actually
despite bad press, Allstate for me has come through quite promptly twice in
not-my-fault accidents.)
Can anyone verify that Hagerty, when push comes to shove,
comes through with a prompt check for repairs?
Bill
09 PM 06/05/2000 -0400, you wrote:
>In a message dated 6/5/00 10:27:04 AM Eastern Daylight Time,
>kris.chronister@fuelna.com writes:
>
><< I had the same concern... The best policy I found said it was coverage
> to/from events and had some kind of twisty legalize that seemed to talk
> about "occasional usage." Even that was so lawyer-esque it struck me as
> dicey... I can just see them denying "occasional usage" based on every
> weekend (which is how often I drive it) not being "occasional" or some
other
> crap like that.
>
> I wish I could just find some classic insurance that would cover me for
the
> low mileage limit (usually 2,000 or 2,500/year from what I've seen)
without
> all the other 800 caveats they insist on. I'd even be willing to pay a
bit
> more for that.
>
> Anyone know of any??? >>
>
>- - - - - - - - - - - - - -
>
>Check out Hagerty insutance. www.hagerty.com. I have an agreed value of
>$5000 on my '77 Midget, and there is no absolute mileage limitation. They
>require you to have another car for a daily driver, and you should not
drive
>the car to work. You also have to store the car in a locked garage. Other
>than that, the coverage is good. My cost is $99/year.
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