That is truly bogus. I happen to have State Farm, but fortunately the guy
who backed into my MG had some other company. They had me bring the car
to their location, and I went over the damage with their adjuster, and
gave him the Moss catalog for parts pricing. They put together an
estimate including parts & labor to straighten out the grill surround and
replace the grill and hood, and paint the area. I was happy with the
$1500 they offered (seeing as how neither the grill nor the hood was
perfect to start with, and the paint was totally faded). They cut the
check right there. So I guess it helps to pick & choose who runs into
you... ; )
David Councill had this to say:
>I could say the same thing about State Farm. Twice, once in my 71 BGT and
>once in my 65B, I had someone put their large American car in reverse and
>back right into my car. And each time I was still in the car. Each time
>State farm refused to pay to replace the hood because the car and the hood
>were "old" and "used", and they said it wasn't right to make it better than
>it was before their insured drive crunched it.
>
>The first time I was naive and I didn't get a dime. The second time, the
>hood was bent so bad I couldn't shut it. After arguing with the State Farm
>agent, I finally got him to pay for the cost of a primered replacement
>hood. Later I realized that I still got ripped off, but it was better than
>nothing.
>
>David
>67 BGT
>71 BGT
>
--
Max Heim
'66 MGB GHN3L76149
If you're near Mountain View, CA,
it's the red one with the silver bootlid.
|