Murf;
Funny you should mention HIPPA.... I belong to Modified
Motorcycle Association & we are trying to get the outrageous
"extreme" motorcycle classification tossed out. The problem is
that MC's are classed as RV's.
Ed
---- Original message ----
>Date: Thu, 12 Jun 2003 11:41:36 -0500
>From: "dahmurf" <dahmurf@dahmurf.com>
>Subject: Re: What Google knows about you (insurance)
>To: Ed Van Scoy <ed@vetteracing.com>, W S Potter
<wester6935@attbi.com>
>Cc: land-speed@autox.team.net
>
>> Another friend had his life
>> insurance policy "changed" by the company when an internet
>> search revealed that he was a sky-diver & racer.
>
>I wouldn't consider that a bad thing. It is much better to
have your
>insurance coverage fixed BEFORE you need it. Many of the life
& medical
>insurance policies will not cover if you're injured or killed
while
>participating in extreme sports. Sure your premiums go up but
would you
>rather pay a little more now or a whole lot later should you
need it?
>
>The lovely HIPAA law was "adjusted" just prior to being
implemented to
>consider motorcycling (not racing - just riding) to be an
extreme sport &
>that medical insurance can deny claims for injury while
riding. The law in
>regards to motorcycles was originally written to disallow
discrimination
>against motorcyclist (amongst tons of other stuff) but at the
last minute
>they "adjusted" the wording & the end result was the exact
opposite. (So I
>work for a medical insurance company that has to implement &
abide by HIPAA.
>I commute to work on my motorcycle & if I am injured on my
way to work on
>said motorcycle they can deny my claim because I'm
participating in an
>extreme sport! - can you see me rolling my eyes from here????)
>
>Better be safe then sorry - check your policies & your
coverage! We're all
>playing in a sport that requires that extra insurance rider.
>
>Murf
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