List,
Since I fulfill all the requirements, I followed up on this insurance
company to see what it would cost for my '66 1600 and got the following
quote for a $3000.00 requested value. I got the quote over the phone but you
can also request a quote at their website
http://www.americancollectorsins.com. The coverages are as follows:
Bodily injury and property damage liability $100,000
Medical payments $1000
Uninsured/Underinsured $15,000/$30,000/$3500
Comprehensive (agreed value) No deductible
Collision (agreed value) No deductible
Towing and Labor $25.00
Spare Parts $500.00
Total Annual Premium $41.40 (that's not a misprint!) The quote is only a few
dollars more for $300,000 in liability coverage.
Switching to this would save me quite a bit over what I'm paying now.
Insurance Guy (would be glad to hear comments from you and any one else
familiar with this company-- any claims? problems? etc.) thought it does not
include liability but it looks like it does. Is there anything wrong with
this picture? Is there anything missing of importance from the stated
coverages? Of course, you don't know how good an insurance company is until
*after* you file a claim.
TIA for all your accumlated insurance wisdom,
Neil Levine
'66 1600 SPL311-06576
At 01:38 PM 10/31/00 -0800, you wrote:
>Its the insurance guy again. "...$71 for full coverage..." NO IT AIN'T
>
>This does not seem to include liability coverage. This is the one that
>could cause to loose your home and every thing you own if you kill a bunch
>of people.
>
>Just trying to help.
>
>Dick Ryan ex. 24022
>(650)312-4022
>Risk Management Dept.
>SM 2000/2
>FAX (650)312-5830
>
>
>-----Original Message-----
>From: Tomet9@aol.com [mailto:Tomet9@aol.com]
>Sent: Tuesday, October 31, 2000 10:27 AM
>To: datsun-roadsters@autox.team.net
>Cc: Tomet9@aol.com
>Subject: insurance
>
>
>Hi list,
>
> There has been some talk in the past about insurance coverage. Now that
>roadsters are reaching collectible status and parts being so hard to get,
>many of us may find ourselves at a disadvantage when involved in a fender
>bender or major wreck. Most insurance only pay out the (fair market value)
>or
>(actual cash value)of the car. I'm still searching for that one co. that
>will
>insure a roadster at a fixed agreed mutual price. In the meantime I came
>across a co. affiliated with AAA of calif. They are called American
>Collectors Insurance.
> Most of us like to drive our cars rather than stare at them in our
>garage or drive way, so this isn't for everyone. It's probably not for me
>but
>for those who want to preserve theirs in mothballs heres the address.
> Toll free # 1(888) 360-2277 or WWW.aaa-calif.com
> Just for the hell of it I got a quote of $71 for full coverage, 1
>year. Not a bad figure but here comes the criteria you have to meet.
> 1) must be garaged
> 2) driven less than 2500 mi ayear (ugh) THAT'S A KILLER
> 3) 10 years driving experience
> 4) have at least one "regular" vehicle for every licensed driver
>in
>household.
> Like I said it's not for every one but they also offer $0 deductible
>on stock (unmodified) cars.
> I'm still shopping meanwhile, Just thought I'd pass this on.
>
> 69/2.0
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