On Friday, March 28, 2003, at 03:22 PM, Lee Witkowski wrote:
> While reviewing my high auto insurance police costs, I noticed this
> addendum to the policy:
> "It is agreed there is no coverage while an insured motor vehicle is
> engaged in a prearranged race or SPEED CONTEST."
> Do you think that this wording excludes autocross?
> BTW the insurance carrier is State Farm.
> Lee Witkowski
Well, is autocross a speed contest? That depends on how they define
the two words. You can bet that they will define them in the way that
costs them the least amount of money (which isn't the same as being
overly broad; if they think they will make more by selling insurance to
autocrossers than they pay out, then the definition will exclude it.)
The SCCA's definition of an autocross is:
"Solo II events are driving skill contests that emphasize the driver's
ability and the car's handling characteristics." That doesn't look
like a speed contest to me. What your underwriter would say is another
story...
David
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