Ouch!
I have called K&K. Have you?
They do NOT sell individual autox insurance.
They sell "Event Insurance". This is not what I am seeking.
Don't tell me I am pissing and moaning about this. I am trying to determine an
actual solution. IF you are aware of one I would love to hear it.
And...Why shouldn't insurance companies cover this? Am I not paying my insurance
bill? We are conditioned to believe that insurance companies have the right to
drop us whenever they want and to not insure us all the time.
I know it was my fault. But isn't that what insurance is for? To cover
accidents, even if they are our fault?
I understand your point and have accepted full responsibility for my actions,
but I would like to find a solution that allows me autox without worrying about
insurance.
David Cramer
bmw 330ci
bmw m3
honda crx si
Dave Whitworth wrote:
> Not to say that insurance companies haven't been party to some big screw
> jobs....
>
> And not to say that it totally sux that you hit a pole and totaled your
> car...because it does...
>
> But.....people in general piss and moan about insurance rates, and are
> pretty ruthless in finding the cheapest ones.....then expect an event like
> autocrossing to be covered under the basic policy?
>
> If you want/need coverage while racing, call K&K and get it - I'm sure there
> is some type of policy that will do it.....but why you would expect a
> regular policy to cover this is beyond me!
>
> If they cover your loss, that money eventually costs all of us in
> premiums....and I don't want to pay for your accident which occurred WAY
> outside the scope of the policy you purchased.....
>
> "This is going to cost me serious cash"
>
> It should - it was your mistake. Life sucks, but there is a risk in any
> type of speed event - even autocrossing!
>
> And, no I don't work for an insurance company....
>
> DaveW
>
> ----- Original Message -----
> From: "David Cramer" <dcramer@translationtech.com>
> To: <autox@autox.team.net>
> Sent: Thursday, December 20, 2001 4:55 PM
> Subject: Re: autox insurance
>
> > I DO have progressive and I HAVE hit a pole while autoxing. They will
> > NOT pay one cent of my car that was totalled. They sent me a letter with
> the section # in my insurance
> > which states that the insurance is NULL in all "timed events" and that
> > they will not cover this claim.
> >
> > The key words here are "timed events". This is how the insurance
> > companies are going to try to get out of paying your claim.
> >
> > /// autox@autox.team.net mailing list
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> > /// with nothing in it but
> > ///
> > /// unsubscribe autox
> > ///
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> > ///
>
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///
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